Shared Branches & ATMs
Access your University Credit Union accounts and withdraw money. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, and Dunkin Donuts. All you need is a University Credit Union debit card and a Personal Identification Number (PIN).
Advisory Centers & Banking Hubs
Tap, snap, and deposit a check from your smartphone.

It's easy to find an ATM
Free UCU ATMs
You can withdraw cash, make deposits, transfer funds between accounts or make account inquiries 24/7 at any of our UCU ATMs at no charge.
CO-OP surcharge-free ATMs
Avoid surcharge fees and transactions fees when you use a CO-OP Network ATM to get cash, review balances, and transfer funds. Visit any of the nearly 30,000 CO-OP Network ATMs, including 5,500 at 7-Eleven store locations.
Safe and timely deposits
here are over 9,000 UCU and CO-OP ATMs that will also accept your UCU account deposits.1 You'll even receive a receipt of your deposit just like you would at a UCU branch.
Worldwide access
Use your UCU ATM/Debit Card to make cash withdrawals at over 100,000 ATMs bearing the Cirrus®, Star®, Instant Teller® or Interlink® logo. A surcharge may apply at some ATMs.
Frequently asked questions
- Where is University Credit Union located? Click On Where is University Credit Union located?
With numerous in-person locations throughout California and access to over 30,000 surcharge-free CO-OP ATMs and 5,000 Shared Branches, University Credit Union’s services can be accessed from numerous locations nationwide. Check our locator to find the closest location or ATM near you.
- Are there locations for University Credit Union inside college campuses? Click On Are there locations for University Credit Union inside college campuses?
University Credit Union proudly serves the university community with a dedicated Advisory Center inside UCLA and Banking Hubs at UC Davis, Santa Clara University, Saint Mary’s College, and UC San Diego. These locations are designed to cater to the unique financial needs of students and faculty.
- What primary services are available at University Credit Union locations? Click On What primary services are available at University Credit Union locations?
Our advisory centers and banking hubs at the University Credit Union offer comprehensive services, including account management, detailed financial planning, and personalized loan assistance. Certified financial experts are on hand to help optimize your monetary strategy and ensure your economic stability.
- How do I find the nearest University Credit Union ATM? Click On How do I find the nearest University Credit Union ATM?
You can locate the nearest University Credit Union ATM using our user-friendly locator above.