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Apply for loans with UCU - Los Angeles, California, United States

Apply for loans
with UCU

UCU offers low-interest loans for almost every purpose, whether you’re just starting out or leveling up. No matter your stage in life, we'll work with you to secure a great rate and the best term, so you’ll be able stick to your budget and reach your financial goals with confidence.

Our loan options include personal loans and lines, auto loans, home loans, and more, and you can even apply online using our streamlined process. Plus, we offer our Best Rates in the Nation Guarantee* on auto loans, credit cards, consumer loans, and HELOCs.
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Loans and line of credit options

Your path to homeownership

Your path to homeownership

Shopping for a home is a unique experience, and our mortgages can be tailored to just about any situation. We accommodate tight budgets, less-than-perfect credit, and more. Inquire today to get preapproved for a mortgage. 
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Convenient lines of credit

Convenient lines of credit

Use the equity you've built in your home to pay for a wedding, college, or home renovation. A HELOC gives you the convenience of ready-to-use funds on a revolving basis. Only pay interest on the funds you use.
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Buy that dream new or used vehicle

Buy that dream new or used vehicle

Our auto loan process is streamlined and quick, and our partners make it easy to find the vehicle you need at a price you can afford. Start your application today. 
Learn more about Buy that dream new or used vehicle
Finance Boats, RVs, and watercraft

Finance Boats, RVs, and watercraft

Add a little extra fun to your life with affordable loans on RVs, boats, motorcycles and various power toys and upgrade your free time.
Learn more about Finance Boats, RVs, and watercraft
Personal loans and lines of credit

Personal loans and lines of credit

Take the stress out of life with personal loans and lines of credit to fit any situation.  Apply today for an easier tomorrow.
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UCU offers options to fit your needs

UCU offers options to fit your needs

Our credit card options include Cash Back, Rewards, our University Credit Card, plus options to show off your university. With endless possibilities for every walk of life, we've got the perfect card for you.
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Mortgage loan originator
and servicer information

  • Mortgage loan originator information about Mortgage loan originator information

    The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions as well as employees who act as mortgage loan originators to register with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain their registration in accordance with the requirements of the SAFE Act. 

     

    University Credit Union's registration is NMLS #409731, and our individual originators' names and registrations are as follows: 

    • Merisa Gates - NMLS ID #188870 
    • Estela Nagahashi - NMLS ID #1699957 
    • Miguel Olivares - NMLS ID #2068660 
    • Michelle Pacheco - NMLS ID #662822 
    • Britini Pender - NMLS ID #694308 
    • Sheri Sicka - NMLS ID #809498 
    • Elizabeth Torres - NMLS ID #1757889 

     

    Under the SAFE Act, consumers have easy access to information at no charge regarding mortgage loan originators via www.nmlsconsumeraccess.org.

  • Mortgage loan servicing information about Mortgage loan servicing information

    Requests for information related to or resolution of an error or errors in connection with an existing mortgage loan must be made in writing via the U.S. mail to: 

    University Credit Union/TruHome 
    Member Service Department 
    9601 Legler Rd. 
    Lenexa, KS 66219 

     

    Mortgage payments may be sent via U.S. mail to: 

    University Credit Union/TruHome 
    PO Box 219958 
    Kansas City, MO 64121-9958 

     

    Contact TruHome by phone during business hours at: 
    855.699.5946

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Latest Resources

Royce is here

Royce is here

Royce, UCU's virtual assistant, can answer questions, perform basic transactions, and even walk you through a loan application. 

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Enjoy digital banking benefits

Enjoy digital banking benefits

Access all your UCU accounts, make loan payments, and more, anytime, anywhere, with digital banking from UCU. 

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Use account services 24/7

Use account services 24/7

Enjoy free ATMS nationwide, easy go-anywhere mobile banking, and fast payment, transfer, and deposit options.

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* UCU guarantees that our lowest loan rate for cars, credit cards, consumer loans, and HELOCs are in the top 5% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global.

Further your education with student loans 

Whether you need to supplement your college savings or fill gaps in federal funding, our student loan program can help you stay in school and achieve your goals without worrying about cost.  
Learn more about Further your education with student loans 

Bank smart, save big

Use our calculators and helpful financial resource guides to discover how to pay for college, what your house-hunting budget should be, or how much you'll need to save for retirement.
Learn More about Bank smart, save big

Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
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