Skip to main content
Click on Close
Due to scheduled maintenance, digital banking will be unavailable on Sunday, December 8 from 4-10AM PST. We apologize for any inconvenience.
Apply for loans with UCU - Los Angeles, California, United States

Apply for loans
with UCU

UCU offers low-interest loans for almost every purpose, whether you're just starting out or leveling up. No matter your stage in life, we'll work with you to secure a great rate and the best term, so you'll be able stick to your budget and reach your financial goals with confidence.
Our loan options include personal loans and lines, auto loans, home loans, and more, and you can even apply online using our streamlined process. Plus, we offer our Best Rates in the Nation Guarantee* on auto loans, credit cards, consumer loans, and HELOCs.
Read More + Click Read More

Loans and line of credit options

Your path to homeownership

Your path to homeownership

Shopping for a home is a unique experience, and our mortgages can be tailored to just about any situation. We accommodate tight budgets, less-than-perfect credit, and more. Inquire today to get preapproved for a mortgage. 
Learn More about Your path to homeownership
Convenient lines of credit

Convenient lines of credit

Use the equity you've built in your home to pay for a wedding, college, or home renovation. A HELOC gives you the convenience of ready-to-use funds on a revolving basis. Only pay interest on the funds you use.
Learn more about Convenient lines of credit
Buy that dream new or used vehicle

Buy that dream new or used vehicle

Our auto loan process is streamlined and quick, and our partners make it easy to find the vehicle you need at a price you can afford. Start your application today. 
Learn more about Buy that dream new or used vehicle
Finance Boats, RVs, and watercraft

Finance Boats, RVs, and watercraft

Add a little extra fun to your life with affordable loans on RVs, boats, motorcycles and various power toys and upgrade your free time.
Learn more about Finance Boats, RVs, and watercraft
Personal loans and lines of credit

Personal loans and lines of credit

Take the stress out of life with personal loans and lines of credit to fit any situation.  Apply today for an easier tomorrow.
Learn more about Personal loans and lines of credit
UCU offers options to fit your needs

UCU offers options to fit your needs

Our credit card options include Cash Back, Rewards, our University Credit Card, plus options to show off your university. With endless possibilities for every walk of life, we've got the perfect card for you.
Learn More about UCU offers options to fit your needs

Mortgage loan originator
and servicer information

  • Mortgage loan originator information about Mortgage loan originator information

    The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires credit union mortgage loan originators and their employing institutions, as well as employees who act as mortgage loan originators, to register with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain their registration in accordance with the requirements of the SAFE Act.

     

    University Credit Union's registration is NMLS #409731, and our individual originators' names and registrations are as follows:

    • Merisa Gates - NMLS ID #188870
    • Estela Nagahashi - NMLS ID #1699957
    • Miguel Olivares - NMLS ID #2068660
    • Michelle Pacheco - NMLS ID #662822
    • Britini Pender - NMLS ID #694308
    • Sheri Sicka - NMLS ID #809498
    • Elizabeth Torres - NMLS ID #1757889
    • David L. Tuyo II - NMLS ID #1152000

     

    Under the SAFE Act, consumers have easy access to information at no charge regarding mortgage loan originators via www.nmlsconsumeraccess.org. 

  • Mortgage loan servicing information about Mortgage loan servicing information

    Requests for information related to or resolution of an error or errors in connection with an existing mortgage loan must be made in writing via the U.S. mail to: 

    University Credit Union/TruHome 
    Member Service Department 
    9601 Legler Rd. 
    Lenexa, KS 66219 

     

    Mortgage payments may be sent via U.S. mail to: 

    University Credit Union/TruHome 
    PO Box 219958 
    Kansas City, MO 64121-9958 

     

    Contact TruHome by phone during business hours at: 
    855.699.5946

How to get pre-qualified and pre-approved for a mortgage

How to get pre-qualified and pre-approved for a mortgage

Read more about How to get pre-qualified and pre-approved for a mortgage
Avoiding Online Scams in the Digital Age

Avoiding Online Scams in the Digital Age

Read more about Avoiding Online Scams in the Digital Age
6 Steps for Smart Credit Management

6 Steps for Smart Credit Management

Read more about 6 Steps for Smart Credit Management
Student Loan Debt Consolidation 101

Student Loan Debt Consolidation 101

Read more about Student Loan Debt Consolidation 101
How Home Equity Lines of Credit (HELOCs) Work

How Home Equity Lines of Credit (HELOCs) Work

Read more about How Home Equity Lines of Credit (HELOCs) Work

Frequently asked questions

Need more information?

Latest resources

Royce is here

Royce is here

Royce, UCU's virtual assistant, can answer questions, perform basic transactions, and even walk you through a loan application. 
Learn more about Royce is here
Enjoy digital banking benefits

Enjoy digital banking benefits

Access all your UCU accounts, make loan payments, and more, anytime, anywhere, with digital banking from UCU. 
Learn more about Enjoy digital banking benefits
Use account services 24/7

Use account services 24/7

Enjoy free ATMS nationwide, easy go-anywhere mobile banking, and fast payment, transfer, and deposit options.
Learn more about Use account services 24/7
* UCU guarantees that our lowest loan rate for cars, credit cards, consumer loans, and HELOCs are in the top 5% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global.

Further your education with student loans 

Whether you need to supplement your college savings or fill gaps in federal funding, our student loan program can help you stay in school and achieve your goals without worrying about cost.  
Learn more about Further your education with student loans 

Bank smart, save big

Use our calculators and helpful financial resource guides to discover how to pay for college, what your house-hunting budget should be, or how much you'll need to save for retirement.
Learn More about Bank smart, save big

Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
Find a branch Click on Find a branch

Leaving University Credit Union Website

You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.