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Apply for loans with UCU - Los Angeles, California, United States

Apply for loans
with UCU

UCU offers low-interest loans for almost every purpose, whether you're just starting out or leveling up. No matter your stage in life, we'll work with you to secure a great rate and the best term, so you'll be able stick to your budget and reach your financial goals with confidence.
Our loan options include personal loans and lines, auto loans, home loans, and more, and you can even apply online using our streamlined process. Plus, we offer our Best Rates in the Nation Guarantee* on auto loans, credit cards, consumer loans, and HELOCs.
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Loans and line of credit options

Your path to homeownership

Your path to homeownership

Shopping for a home is a unique experience, and our mortgages can be tailored to just about any situation. We accommodate tight budgets, less-than-perfect credit, and more. Inquire today to get preapproved for a mortgage. 
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Convenient lines of credit

Convenient lines of credit

Use the equity you've built in your home to pay for a wedding, college, or home renovation. A HELOC gives you the convenience of ready-to-use funds on a revolving basis. Only pay interest on the funds you use.
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Buy that dream new or used vehicle

Buy that dream new or used vehicle

Our auto loan process is streamlined and quick, and our partners make it easy to find the vehicle you need at a price you can afford. Start your application today. 
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Finance Boats, RVs, and watercraft

Finance Boats, RVs, and watercraft

Add a little extra fun to your life with affordable loans on RVs, boats, motorcycles and various power toys and upgrade your free time.
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Personal loans and lines of credit

Personal loans and lines of credit

Take the stress out of life with personal loans and lines of credit to fit any situation.  Apply today for an easier tomorrow.
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UCU offers options to fit your needs

UCU offers options to fit your needs

Our credit card options include Cash Back, Rewards, our University Credit Card, plus options to show off your university. With endless possibilities for every walk of life, we've got the perfect card for you.
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Mortgage loan originator
and servicer information

Frequently asked questions

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Latest resources

Royce is here

Royce is here

Royce, UCU's virtual assistant, can answer questions, perform basic transactions, and even walk you through a loan application. 
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Enjoy digital banking benefits

Enjoy digital banking benefits

Access all your UCU accounts, make loan payments, and more, anytime, anywhere, with digital banking from UCU. 
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Use account services 24/7

Use account services 24/7

Enjoy free ATMS nationwide, easy go-anywhere mobile banking, and fast payment, transfer, and deposit options.
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* UCU guarantees that our lowest loan rate for cars, credit cards, consumer loans, and HELOCs are in the top 5% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global.

Further your education with student loans 

Whether you need to supplement your college savings or fill gaps in federal funding, our student loan program can help you stay in school and achieve your goals without worrying about cost.  
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Bank smart, save big

Use our calculators and helpful financial resource guides to discover how to pay for college, what your house-hunting budget should be, or how much you'll need to save for retirement.
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Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
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