Credit Card Rates
Choose the card that's right for you.
Whether you want rewards, cash back, or just a great rate, we have the card that’s right for you.
| Credit Card | APR* As Low As |
|---|---|
| Cash Back Credit Card | 16.24% |
| Rewards Credit Card | 14.24% |
| University Credit Card | 11.24% |
| Share Secured Credit Card | 15.00% |
- Disclosure + -
Rates current as of December 11, 2025. Rates subject to change without notice.
Resources from University Credit Union
Monthly Budget Guide
Having a budget for your finances can help ensure you are able to afford your next auto loan.
Search for the right vehicle
Car buying just got easier with our auto buying services. Use one of our four services to make your next car purchase quick and easy.
Get financial counseling
Take advantage of this service to help you achieve your financial goals.
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
*APR = Annual Percentage Rate. Rates stated available on approved credit and may be different as determined by the individual creditworthiness of each applicant. The maximum annual percentage rate for a UCU Credit Card is 23.99% APR. Rates current as of 12/11/2025, and are subject to change based on market conditions and borrower eligibility.
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Cash Back Credit Card
Enjoy the card that pays you back for every purchase.
Learn More about Cash Back Credit Card Rewards Credit Card
Make shopping more fun by earning while you spend.
Learn More about Rewards Credit Card Find a location near you
You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
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