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First-Time Buyer FHA Loan - Los Angeles, California, United States

First-Time Buyer FHA Loan

Have you hit a roadblock on the path to a traditional mortgage? A University Credit Union FHA loan can pave the way to your dream home.
Your dream home is within reach, even if your financial history is less than perfect. Our FHA loans are designed to help our member-owners overcome common homeownership obstacles, like the demands for perfect credit or large down payments. 
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Benefits of FHA loans - Los Angeles, California, United States

Benefits of FHA loans

An FHA loan can unlock the door to your dream home. Our loans make owning a home possible for member-owners with evolving financial situations, whether you are a first-time buyer eager to step into homeownership or a seasoned homeowner seeking flexibility.  

  • Perfect for borrowers without a large cash down payment 
  • Suitable for both first-time homebuyers and repeat buyers 
  • Mortgage insurance protects both you and your lender 
  • Choose either a fixed rate or an adjustable rate 
  • Mortgage Loan Originator Information about Mortgage Loan Originator Information

    The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions as well as employees who act as mortgage loan originators to register with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain their registration in accordance with the requirements of the SAFE Act. 

     

    University Credit Union's registration is NMLS #409731, and our individual originators' names and registrations are as follows: 

    • Merisa Gates - NMLS ID #188870 
    • Estela Nagahashi - NMLS ID #1699957 
    • Miguel Olivares - NMLS ID #2068660 
    • Michelle Pacheco - NMLS ID #662822 
    • Britini Pender - NMLS ID #694308 
    • Sheri Sicka - NMLS ID #809498 
    • Elizabeth Torres - NMLS ID #1757889 
    • David L. Tuyo II - NMLS ID #1152000 

    Under the SAFE Act, consumers have easy access to information at no charge regarding mortgage loan originators via www.nmlsconsumeraccess.org.

  • Mortgage Loan Servicing Information about Mortgage Loan Servicing Information

    Content: Requests for information related to or resolution of an error or errors in connection with an existing mortgage loan must be made in writing via the U.S. mail to: 

      

    University Credit Union/TruHome 
    Member Service Department 
    9601 Legler Rd. 
    Lenexa, KS 66219 

      

    Mortgage payments may be sent via U.S. mail to: 

      

    University Credit Union/TruHome 
    PO Box 219958 
    Kansas City, MO 64121-9958 

      

    Contact TruHome by phone during business hours at: 
      

    855.699.5946 
    5 am - 6 pm PST Monday-Friday, 6 am - 11 am PST Saturday 

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Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

VA Loans

Are you an active service member, veteran, or surviving spouse? You could qualify for a VA Loan with no down payment and no private mortgage insurance (PMI) requirement. 
Learn more about VA Loans

USDA Loans

Looking for a home in a rural community? A USDA Loan could be right for you, with little or no down payment required and no private mortgage insurance (PMI) mandate.
Learn more about USDA Loans

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