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Access more ways to earn
Cash-in on special deals with CashBack+ and CashBack+ Pay. Explore exclusive cash back offers from your favorite brands in your UCU digital banking account or the CashBack+ Pay mobile app. You could earn up to 20% on your day-to-day shopping!
A more rewarding way to shop
Receive cash back on your everyday spending when you purchase a CashBack+ gift card in digital banking or the CashBack+ Pay app.
For example, if you choose a $100 gift card that has a 10% cash back value, upon purchase you’ll instantly receive $10 in your UCU CashBack+ wallet. Use these funds for other gift card purchases or transfer them into your UCU checking or savings account. There is no limit to how much cash back you can receive.
When you shop (in-store or online), you can pay with your UCU checking or savings account and instantly earn up to 20% cashback at checkout. Skip the card altogether and simply buy a digital gift card for the exact amount in your cart using the CashBack+ Pay iOS app. Your code is delivered in seconds, ready to use on the spot.
With CashBack+ Pay, you can:
Earn instant cashback on every purchase
Pay with the exact amount in real-time
Skip unused balances and physical cards
UCU CashBack+ is a gift card marketplace accessible through digital banking. It offers digital gift cards from various brands paired with cash back offers. Purchasing these gift cards using funds from your checking or savings accounts earns you a percentage of cash back. Brands are personalized and offers update regularly.
To access UCU CashBack+, log into your digital banking account, click the UCU CashBack+ marketplace icon on your dashboard, and select the ‘Explore’ tab to view personalized gift card offers.
When you buy a digital gift card, you earn up to 20% cash back, added to your UCU CashBack+ wallet. Accessible via the menu in digital banking’s UCU CashBack+ marketplace, these funds can be used for future gift card purchases or transferred back to your checking/savings account, which may take up to 24 hours. No fees are associated with using your cash back balance.
Gift card balances can be checked via the brand’s website. If additional assistance is needed, please click here for instructions on how to check the balance of your gift card for some of the most popular brands.
UCU CashBack+ offers only digital gift cards for instant use. However, you can print your digital gift card. Use the provided gift card code and PIN for online redemption, or present the barcode on your mobile device or a printed copy at checkout.
Depending on which gift card you purchased, please visit the CashBack+ Help Center and review the detailed instructions for your specific brand. Brand websites can have different methods of accepting gift cards. If redemption instructions were followed as shown, reach out to the UCU CashBack+ support team at DigitalServices@ucu.org.
Yes, forward the gift card email to your recipient or share the gift card code with them. The gift card remains accessible in your UCU CashBack+ wallet; archive it to avoid accidental use.
A new way to pay and earn cashback in real time - via an iOS app- using a UCU account instead of a debit or credit card.
Yes! It works just like a regular payment method, so you can still stack store promos, loyalty points, and coupons.
