Focus on Your Financial Wellness
UCU offers a suite of Financial Wellness tools conveniently located within our digital banking platform. Track your spending, create budgets, and set financial goals all in one place, helping you save and spend responsibly.
Our Financial Wellness tools are available in mobile and online banking, and you can access the widgets 'Financial Health Checkup,' 'Spend Forecast,' and 'Spending Analysis.' To get a full picture of your finances, you can connect your external bank accounts by selecting 'Connect' on the main dashboard inside digital banking. Try it out today and you'll be on the road to financial bliss.
Read More + Click Read More Frequently asked questions
Need more information?
- How far out can I forecast my goals in UCU Money Management? Click On How far out can I forecast my goals in UCU Money Management?
There is no limit to how far out you can forecast your goals. Goals for retirement, savings, or debt payoff are customizable to any timeline you set. Want to take it a step further? Make more plans for your future with UCU investment and insurance services.
- How long does setting up UCU’s Financial Wellness tools take? Click On How long does setting up UCU’s Financial Wellness tools take? UCU accounts are added automatically, so setting up our Financial Wellness tools in digital banking can be done in a snap. If you choose to connect accounts from other financial institutions, the process can take about five to ten minutes.
- Will all my information be secure using UCU’s Financial Wellness tool? Click On Will all my information be secure using UCU’s Financial Wellness tool?
Any information in our Financial Wellness tools is secured inside digital banking and uses high encryption to protect your data. At University Credit Union, we take security seriously. Visit our Security Center to learn more about how we’re protecting your data.
- What are the benefits of using UCU's Financial Wellness tools? Click On What are the benefits of using UCU's Financial Wellness tools? Our suite of Financial Wellness tools track your spending and saving, allow you to forecast upcoming payments, and help you set budgets and goals. It is an all-in-one digital banking tool that lets you review and manage all your financial relationships in one place.
- Are there institutions that are not accessible in UCU’s Money Management service? Click On Are there institutions that are not accessible in UCU’s Money Management service? If you cannot find an institution via the search feature, you can add it manually. We recommend adding all your credit cards to get a complete picture of your finances, including the interest you’re paying.
- What happens if an account isn't automatically categorized in UCU’s Financial Wellness tools? Click On What happens if an account isn't automatically categorized in UCU’s Financial Wellness tools? If an account is categorized incorrectly or not at all, you can manually categorize it. Our Financial Wellness tools will remember manual categorizations for future transactions, making it easier to track your spending across every account.
- How long will it take for changes to my accounts to appear in UCU’s Financial Wellness tools? Click On How long will it take for changes to my accounts to appear in UCU’s Financial Wellness tools? Any changes or transactions made on your accounts will appear as soon as they happen. Depending on the institution, pending transactions may not be reflected in your UCU Financial Wellness tools until they have fully cleared.
- Is the Financial Wellness interface the same on UCU’s mobile app and desktop online banking? Click On Is the Financial Wellness interface the same on UCU’s mobile app and desktop online banking? The mobile app and online banking interfaces are similar, but the mobile interface is optimized for viewing on a smartphone or tablet.
Latest Resources
Calculators
Use our calculators and helpful financial resource guides to discover how to pay for college, what your house hunting budget should be, or how much you'll need to save for retirement.
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Our financial resources center includes plenty of easy-to-use, interactive, and dynamic learning tools to help you manage your money better. Start learning today.
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University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
Digital Banking
Digital banking lets you bank anytime, anywhere. Check your balance, pay bills, deposit checks, and initiate transfers hassle-free. You can even apply for a loan right from your phone.
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With our UCU debit card, you can use any ATM that accepts Mastercard. We'll even help with international charges by refunding up to $25 in ATM fees monthly*.
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You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches