Holiday closing reminder: UCU locations will be closed Monday, October 13 for Indigenous Peoples’ Day.
Financial calculators
A better financial future begins with an understanding of your current situation. Whether you’re calculating how long it will take to pay off your debt or estimating a monthly loan payment, having a clear picture of what you can afford will help you make smarter choices moving forward. These financial calculators can help you budget, save, and prepare as well as guide you along your journey to financial wellness.
Powerful and easy to use tools
Mortgage Calculator with Taxes and Insurance
Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Calculator with Taxes and Insurance
Mortgage Qualifier Calculator
Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Qualifier Calculator
Loan & Credit Line Payment
This calculator helps determine your loan or credit line payment.
Loan & Credit Line Payment
Credit Card Minimum Payment Calculator
Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
Credit Card Minimum Payment Calculator
Car Loan Calculator
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Car Loan Calculator
Emergency Savings Calculator
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Emergency Savings Calculator
Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!
Home Budget Analysis
How Much Do You Owe Calculator
Use this calculator to find out how much you owe. This can be used as a good starting point for your debt management plan.
How Much Do You Owe Calculator
We have the answers to your questions.
Yes, UCU provides tailored financial solutions for students, educators, and university staff, including loans, scholarships, and special savings plans.
Yes, UCU offers retirement planning through University Investment Services, IRA accounts, savings strategies, and access to financial advisors to help members prepare for a secure retirement.
