Financial tools
Before you make a big financial decision, run the numbers. Whether you're saving for a rainy day, planning for retirement, or looking for a loan that fits you perfectly, we have the tools for nearly every type of personal finance situation you'll encounter. We're happy to provide the products and services you need.
Powerful and easy to use tools
Auto loans
Explore different ways to buy a vehicle and the steps you can take to apply for a auto loan.
Learn More about Auto loans 
Creating a budget
Learn strategies, tips, and tools to stick to your budget and achieve your financial goals.
Learn More about Creating a budget 
Building emergency savings
Learn how to set aside money for emergency expenses so that you are prepared for the unexpected.
Shopping for insurance
Learn what to consider and how to avoid bad deals when shopping for insurance.
Learn More about Shopping for insurance 
Saving for college
Discover different ways to save and pay for college.
Mortgage refinance
Get an idea of how refinancing your mortgage could help you save money monthly or over the term of your home loan.
Debt Management
Climbing out of debt takes having a plan. Learn how to use your budget to pay off your debt.
Learn More about Debt Management 
Healthy financial habits
Learn more about how you can develop the healthy financial habits needed for financial well-being.
Learn More about Healthy financial habits 
Sustainable investing
Explore how to use sustainable investing to support the causes that are important to you while building a financial portfolio.
Learn More about Sustainable investing Maximizing retirement savings
Estimate how your lifestyle choices in retirement, compared to your current lifestyle, may affect your expenses.
Learn More about Maximizing retirement savings 
Planning for retirement expenses
Explore retirement savings options to help you set aside money for your future financial security.
Wealth transfer
Learn more about the ways wealth can be transferred.
Learn More about Wealth transfer 
Family budgeting
Learn more about how you can create budgeting solutions for you and your family.
Learn More about Family budgeting Frequently asked questions
We have the answers to your questions.
- What educational resources does UCU provide for homebuyers? UCU offers webinars, articles, and personalized advice to guide members through the home-buying process, including information on mortgages and refinancing.
- What are the benefits of becoming a member of University Credit Union? Membership offers access to exclusive financial tools, lower fees, competitive loan rates, and personalized financial advice.
- What financial tools does UCU provide its members? UCU provides budgeting resources, savings plans, investment advice, and tools for managing loans and debt.
- How does UCU help with financial education? UCU offers workshops, online resources, and tools to improve financial literacy and manage money wisely.
- Does UCU offer special financial programs for students or educators?
Yes, UCU provides tailored financial solutions for students, educators, and university staff, including loans, scholarships, and special savings plans.
- Are there resources for retirement planning available at UCU?
Yes, UCU offers retirement planning through University Investment Services, IRA accounts, savings strategies, and access to financial advisors to help members prepare for a secure retirement.
Relevant resources
Calculators
The more you know, the better prepared you are to make great choices for yourself and your family.
Learn more about Calculators 
Learning center
Gain a wealth of knowledge on subjects such as 529 plans, college financing, mortgages, and estate planning.
Learn more about Learning center 
Forms
From membership and loan applications to direct deposit and stop payments, our forms are conveniently available online.
Learn more about Forms Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
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