Skip to main content
Financial Tools

Financial tools

Before you make a big financial decision, run the numbers. Whether you're saving for a rainy day, planning for retirement, or looking for a loan that fits you perfectly, we have the tools for nearly every type of personal finance situation you'll encounter. We're happy to provide the products and services you need. 
Practice and small steps lead you toward financial stability and your goals.

Financial stability

UCU provides the latest resources, financial tools, and news to help you achieve your financial goals, including calculators for budgeting, savings, and debt management, alongside updates on financial trends. See how we can help you achieve financial freedom. Take your first step now.

Powerful and easy to use tools

Auto Loans

Auto loans

Explore different ways to buy a vehicle and the steps you can take to apply for a auto loan.
Learn More about Auto loans
Creating a Budget

Creating a budget

Learn strategies, tips, and tools to stick to your budget and achieve your financial goals.
Learn More about Creating a budget
Building Emergency Savings

Building emergency savings

Learn how to set aside money for emergency expenses so that you are prepared for the unexpected.

Learn More about Building emergency savings
Shopping for Insurance

Shopping for insurance

Learn what to consider and how to avoid bad deals when shopping for insurance.
Learn More about Shopping for insurance
Paying for College

Saving for college

Discover different ways to save and pay for college.

Learn More about Saving for college
Should I Refinance My Mortgage?

Mortgage refinance

Get an idea of how refinancing your mortgage could help you save money monthly or over the term of your home loan.

Learn More about Mortgage refinance
Debt Management

Debt Management

Climbing out of debt takes having a plan. Learn how to use your budget to pay off your debt.
Learn More about Debt Management
Healthy Financial Habits

Healthy financial habits

Learn more about how you can develop the healthy financial habits needed for financial well-being.
Learn More about Healthy financial habits
Sustainable Investing

Sustainable investing

Explore how to use sustainable investing to support the causes that are important to you while building a financial portfolio.
Learn More about Sustainable investing
Maximizing Retirement Savings

Maximizing retirement savings

Estimate how your lifestyle choices in retirement, compared to your current lifestyle, may affect your expenses.
Learn More about Maximizing retirement savings
Planning for Retirement Expenses

Planning for retirement expenses

Explore retirement savings options to help you set aside money for your future financial security.

Learn More about Planning for retirement expenses
Wealth Transfer

Wealth transfer

Learn more about the ways wealth can be transferred.
Learn More about Wealth transfer
Budgeting for Families

Family budgeting

Learn more about how you can create budgeting solutions for you and your family.
Learn More about Family budgeting

Frequently asked questions

We have the answers to your questions.

Relevant resources

Calculators

Calculators

The more you know, the better prepared you are to make great choices for yourself and your family. 
Learn more about Calculators
Learning Center

Learning center

Gain a wealth of knowledge on subjects such as 529 plans, college financing, mortgages, and estate planning.
Learn more about Learning center
Forms

Forms

From membership and loan applications to direct deposit and stop payments, our forms are conveniently available online. 
Learn more about Forms

UCU saved me almost $2,000 plus!

– Michael P.

    Giving our University Communities a financial advantage
    University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

    Find a location near you

    You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
    Find a branch Click on Find a branch

    Leaving University Credit Union Website

    You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.