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Benefits of a UCU savings account
Whether you're a savvy saver or just starting to build your wealth, our savings accounts are designed to meet your financial goals effortlessly. Plus, you'll enjoy the peace of mind of knowing your money is safe.
- Open your savings account with just a $5 deposit
- Gain access to our digital banking platform to manage your money on the go
- Customize your accounts with names that reflect your financial goals
- Set up direct deposit and get paid up to two days early*
Start saving for your future today
- Smart ways to save about Smart ways to save
Explore our diverse savings options, such as money market accounts, IRAs, and certificates, tailored to help you easily reach your goals.
- Competitive rates for higher earnings about Competitive rates for higher earnings
It’s easier than ever to grow your money when you take advantage of our competitive rates.
- College savings plans about College savings plans
Start saving today to get a head-start on college expenses! Our investment options make it easy to put funds away for future educational needs.
Frequently asked questions
- Is a minimum deposit required to open a UCU savings account? You can open a UCU savings account with a deposit of just $5. Explore our rates to see how much you could be earning.
Learn More - How often can I withdraw from my UCU savings account? At University Credit Union, we realize you need unlimited access to your money. You can make as many withdrawals as you need at a Shared Branch or through a CO-OP network ATM.
Learn More - How is interest calculated? At University Credit Union, savings account interest is calculated monthly at our above-market rate. The interest is added to your account balance, so it, too, starts earning for you. Find out what interest rate you could be earning.
Learn More - What’s the difference between savings and money market accounts? A money market account requires a higher minimum balance than a savings account but yields a higher interest rate in return. At University Credit Union, a money market account allows you to supercharge your earnings. Open yours today.
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