Savings reimagined
Have you ever seen a savings account with endless possibilities? With UCU, you'll have full control over your funds, a slew of online banking tools, and a team of certified financial experts at your side.
When you open your savings account with us, you'll become a UCU member-owner, giving you a voice in our decisions and access to a wide range of financial services. Deposit your money, watch it grow, and start making a difference in your financial future with a credit union that cares about your goals.
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Benefits of a UCU savings account
Whether you're a savvy saver or just starting to build your wealth, our savings accounts are designed to meet your financial goals effortlessly. Plus, you'll enjoy the peace of mind of knowing your money is safe.
- Open your savings account with just a $5 deposit
- Gain access to our digital banking platform to manage your money on the go
- Customize your accounts with names that reflect your financial goals
- Set up direct deposit and get paid up to two days early*
Start saving for your future today
- Smart ways to save about Smart ways to save
Explore our diverse savings options, such as money market accounts, IRAs, and certificates, tailored to help you easily reach your goals.
- Competitive rates for higher earnings about Competitive rates for higher earnings
It's easier than ever to grow your money when you take advantage of our competitive rates.
- College savings plans about College savings plans
Start saving today to get a head-start on college expenses! Our investment options make it easy to put funds away for future educational needs.
Frequently asked questions
Need more information?
- Is a minimum deposit required to open a UCU savings account? Click On Is a minimum deposit required to open a UCU savings account? You can open a UCU savings account with a deposit of just $5. Explore our rates to see how much you could be earning.
Learn More - How often can I withdraw from my UCU savings account? Click On How often can I withdraw from my UCU savings account? At University Credit Union, we realize you need unlimited access to your money. You can make as many withdrawals as you need at a Shared Branch or through a CO-OP network ATM.
Learn More - How is interest calculated? Click On How is interest calculated? At University Credit Union, savings account interest is calculated monthly at our above-market rate. The interest is added to your account balance, so it, too, starts earning for you. Find out what interest rate you could be earning.
Learn More - What’s the difference between savings and money market accounts? Click On What’s the difference between savings and money market accounts? A money market account requires a higher minimum balance than a savings account but yields a higher interest rate in return. At University Credit Union, a money market account allows you to supercharge your earnings. Open yours today.
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*Early access to direct deposit funds is dependent on the timing of the submission of the payment file from the payer. Generally, these funds are available on the day the payment file is received, which may be between two and six days earlier than the scheduled payment date.
Open a University Checking Account today
Our University Checking Account lets you bank in-person or on the go. You'll also have the chance to earn extra dividends on your checking account balance, an exclusive benefit of banking with UCU.
Learn More about Open a University Checking Account today Try our cutting-edge UCU debit card
Get convenient access to your money and flexible spending abilities with a UCU debit card. Your debit card works for ATM withdrawals and contactless payments, plus keeps your money safe with Mastercard ID Theft Protection™.
Learn More about Try our cutting-edge UCU debit card Find a location near you
You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches