Skip to main content
Click on Close

Holiday closing reminder: UCU locations will close early at 1 PM on Wednesday, December 24 and will be closed Thursday, December 25 for Christmas.

Rates Rates Book an appointment Contact us Locations
Search
Rates Rates Book an appointment Contact us Locations
Search
Couple being handed new car keys

First-Time Auto Buyer Program

Buying your first vehicle is exhilarating! UCU's First-Time Auto Buyer Program offers a loan that helps finance your vehicle and builds your credit history.
You deserve to have a lender looking out for your best interest. Once you're ready to apply for your loan, do it online quickly. If you're still trying to figure out which vehicle you want and can afford, our auto-buying services can help.
Read More + Click Read More
Apply Now about First-Time Auto Buyer Program View rates about First-Time Auto Buyer Program
Limited or no credit - no worries

Benefits of UCU's First-Time Auto Buyer Program

Interested in buying a vehicle but have limited or no credit history? We can greenlight your first purchase with our First-Time Auto Buyer Program.

  • Competitive rates and manageable terms 
  • A great way to establish your credit history 
  • Ideal for limited or no credit history  
  • Apply quickly and conveniently using our online process 
  • Get help with your car search and selection 
Apply now about Benefits of UCU's First-Time Auto Buyer Program View Rates about Benefits of UCU's First-Time Auto Buyer Program
Close up of person's feet climbing up brightly colored stairs

UCU Blog

Climbing the "Savings Ladder": Mastering strategies for growth

Read more about Climbing the "Savings Ladder": Mastering strategies for growth
A sign on a brick building

UCU Blog

University Credit Union Appointments New CEO

Read more about University Credit Union Appointments New CEO
home loans

UCU Blog

A Comprehensive Guide to Homebuying

Read more about A Comprehensive Guide to Homebuying
Left Arrow Right Arrow

Frequently asked questions

Need more information?
Contact Us Click on Contact Us for more details

Latest Resources

Helpful forms

Helpful forms

We're committed to convenience. Our forms make life easier and smarter for our member-owners.

Learn more More about Helpful forms
Financial wellness

Financial wellness

Our financial wellness modules can help you reduce debts and increase returns.

Learn more More about Financial wellness
Digital banking

Digital banking

Check your balance, pay bills, transfer funds, and deposit checks, all with our digital banking platform.

Learn more More about Digital banking

Related services

Financial wellness

Use our helpful financial resource guides to discover how to pay for college, determine your house-hunting budget, or calculate how much you'll need to save for retirement.
Learn More about Financial wellness

Rates

Get the best deal possible on auto loans, consumer loans, credit cards, and HELOCs by taking advantage of our highly competitive interest rates—just for member-owners.
Learn More about Rates

Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
Find a branch Click on Find a location near you

Leaving University Credit Union Website

You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.