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Student loans for a better education

Student loans for a better education

Navigating the cost of education can be challenging., but our student loans are here to help. With competitive rates and flexible repayment plans, we make it easier for you to concentrate on your academic success. 
At UCU, we help bridge your education funding gaps, ensuring you have the financial support to excel in your studies. University Credit Union offers undergraduate and graduate loan options to support you and help you succeed, making it easy to apply for a student loan that best fits your needs.  
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Let us help you reach your goals

Benefits of a student loan with UCU

Dream bigger, achieve more, and finance your education to reach your goals. University Credit Union can help you fund the education you need to succeed.

  • Available for undergraduate and graduate students 
  • Competitive fixed and variable interest rates 
  • Secure funding even if you're unsure of your college choice or exact needs 
  • Reduce your rate by 0.25% APR* by enrolling in automatic payments during repayment 
  • Multiple repayment and in-school deferment options 
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Undergraduate and graduate student loans

Aim towards a brighter future

Aim towards a brighter future

Our flexible undergraduate student loans help secure your undergraduate career funding. 
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Undergraduate student loans

Attain your loftiest goals through education

Attain your loftiest goals through education

Our innovative graduate student loans are designed to help you responsibly fill funding gaps.
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Graduate student loans

Lower monthly student loan payments

Lower monthly student loan payments

The variable rate option, allows for a longer repayment period and lower monthly payments!
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Variable rate student line of credit

Pay your loan off faster

Pay your loan off faster

Interest rate and monthly payments remain the same throughout the loan. Pay off your loan in no time.
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Fixed rate student loans

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    Financial tools  

    Financial tools  

    UCU provides educational modules to make you an expert in budgeting, home loans, retirement, and more.
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    Rates

    Rates

    One of the best reasons to join University Credit Union is our incredible interest rates.
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    Account services 

    Account services 

    Enjoy secure domestic and international wire transfers and convenient digital banking with UCU.
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    *APR = Annual Percentage Rate. Rate with Automatic Payment from a University Checking Account may be discounted by 0.25% if the rate does not fall below the floor rate. Credit Cards, HELOCs, and mortgages are excluded.

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