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Holiday Closing Reminder: UCU locations will be closed Thursday, June 19th for Juneteenth National Independence Day.

Personal Line of Credit - Los Angeles, California, United States

Personal Line of Credit

A personal line of credit is a simple and affordable way to get on top of your finances. You can use the funds to pay for anything you like, or you can keep the money in reserve for a rainy day. You can even use your line of credit to consolidate your debt.
Benefits of a personal line of credit with UCU - Los Angeles, California, United States

Benefits of a personal line of credit with UCU

  • Pay a low APR* on your monthly balance  
  • Use your funds for any purpose - no restrictions 
  • Quick and simple access to funds 
  • Transfer funds from credit line to checking account with digital banking  
Apply now about Benefits of a personal line of credit with UCU
Interest Rate Fees
As low as 15.44% APR1
No annual fee or cash advance fees

Frequently asked questions

Resources from University Credit Union

Enjoy digital banking 

Enjoy digital banking 

You can access all your accounts anytime, anywhere, saving time and helping you operate more efficiently.
Learn more about Enjoy digital banking 
Financial tools

Financial tools

UCU provides educational modules to make you an expert in budgeting, home loans, retirement, and more.
Learn more about Financial tools
Account services

Account services

Enjoy free ATMs nationwide, secure domestic and international wire transfers, and access convenient digital banking.
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Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

*APR = Annual Percentage Rate.

 

1Rates are based on an evaluation of credit history and other factors specific to your personal line of credit and may be higher than the lowest rates advertised. Rate may change based on the index which is the Prime Rate as regularly published in the "Money Rates Table" of the Wall Street Journal. The current index for this quarter as of 12/19/2024 is 7.50%.

Consolidation Loans

Combine your debt into one monthly payment with a competitive interest rate with a consolidation loan.
Learn more about Consolidation Loans

Personal Loans

Go on a honeymoon or vacation or pay for a vehicle repair with a personal loan.
Learn more about Personal Loans

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