Official Partner Cards
Official Partner Card benefits
- Designed with iconic imagery and athletic logos
- Debit cards help control spending while showing school spirit
- Earn 2 points per every $1 spent* on qualified purchases with a Rewards Credit Card.
- Earn up to 3% cash back on purchases for the first 6 months, and 1.5% after that with a Cash Back Credit Card.1
Show your University Community support with a credit or debit card
Frequently asked questions
- How do I get an Official Partner Debit Card from University Credit Union? Click On How do I get an Official Partner Debit Card from University Credit Union? First you need to have a University Checking Account. Then all you have to do is request the appropriate university card design for your debit card linked to that account.
- How do I get an Official Partner Credit Card from University Credit Union? Click On How do I get an Official Partner Credit Card from University Credit Union? Simply apply for a rewards credit card at UCU and note which university card design you’d like to have. If your application for a credit card is approved, you’ll receive the card design of your choice.
- I’ve always used debit cards, Should I switch to a credit card? Click On I’ve always used debit cards, Should I switch to a credit card? There are several advantages to using a UCU Official Partners Credit Card. First, you’ll be able to earn 2 points for every $1 spent (net), and redeem them for gift cards, pre-paid debit cards, and more. Second, you can raise your credit score by using your card responsibly over time. UCU makes it easy for you to stay on top of your credit with our Credit Journey tool.
- How do I increase my share secured credit card limit with University Credit Union? Click On How do I increase my share secured credit card limit with University Credit Union? University Credit Union credit card rates are very competitive. Your Official Partner Card could have an APR 1 starting as low as 15.99%.
- I don’t see my university. What other UCU credit card design options do I have? Click On I don’t see my university. What other UCU credit card design options do I have? If you don’t see your university, keep watching. We’re continually adding new official partners so you can customize your University Credit Union debit card or credit card. In the meantime, satisfy your need for personalization by re-ordering checks with a custom design!
Resources from University Credit Union
Score enhancement
Learning Center
Financial wellness
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
*Rewards Credit Card offers a generous 2 points per dollar spent on net new purchases (purchases less any credits, returns, disputed billing items, and adjustments). Cash advances, balance transfers, fees, finance charges, checks, or other transactions that we determine not to be eligible used to access your account will not earn rewards points. Not all members will qualify. There is no limit on the rewards points you can earn each month. Any determination of qualifying transactions and exceptions for rewards points is at the sole discretion of UCU. UCU reserves the right to verify and adjust rewards points at any time prior to or following point posting and redemption. Points are not earned until they appear on the billing statement. If the Rewards Credit Card account is closed, all points not redeemed will be lost. Rewards points are not transferable. UCU may change or terminate the Rewards Program at the credit union's discretion at any time, with or without prior notice except where required by law.
1Cash Back Credit Cards in good standing will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns and adjustments). Cash advances and balance transfers will not earn rewards. Cash back rewards will be deposited to the member's primary checking account on the first of the month. A checking account and enrollment in eStatements are required to qualify for cash back rewards. If the monthly amount of cash back earned is negative, the negative amount will carry over and be deducted from future cash back rewards. The 3% cash back promotional offer is available on new credit card loans only. Members will earn 3% cash back on all net purchases made within the first 6 months of opening a Cash Back Credit Card or until a total of $10,000 in combined purchases is reached, whichever occurs first. After the promotional offer expires, all net purchases will earn 1.5% cash back. There is no maximum amount of cash back rewards that can be earned on net purchases at the standard rate.
To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval. Contact UCU for complete details. Federally insured by NCUA.