Focused on your financial future

To become a member-owner of University Credit Union, you must apply to open a savings account. Our savings account only requires a $5 deposit to open and confer automatic membership to eligible applicants. From there, you can open additional accounts and build your financial future.

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At UCU, we offer various savings account options, including standard savings accounts, money market accounts, IRAs, certificates, and college savings accounts. Plus, you can rest easy knowing you’ll maximize your earnings without lifting a finger from our competitive dividends.

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Our University Checking Account offers more than you can expect from a traditional bank. In addition to receiving a UCU debit card and access to our extensive digital banking platform, you can earn dividends on your checking account balance.

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The fastest way to determine your UCU eligibility is by checking our website. Visit our membership eligibility page to see if you are eligible to join. If you’re unsure, contact us to determine if you qualify.

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Unlike traditional banks, University Credit Union is a not-for-profit cooperative run by our member-owners. We provide a high level of personalized service, including lower interest rates on loans and credit cards, as well as competitive dividends on share accounts.

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