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For a limited time when you use your University Credit Union debit card, you will be entered in a weekly drawing for a chance to win $100. One winner will be selected each week for eight weeks - with all participants automatically entered for the chance to win the grand prize at the end of the giveaway: $1,000.
Smart Checking Account
Along with our UCU debit card, we offer exclusive collegiate debit and credit card designs developed in collaboration with our university partners.
Each week, starting September 8th, we will randomly select a $100 winner. After the last $100 winner is contacted, a $1,000 grand prize winner will be randomly selected from all participants! Funds will be directly deposited into each winner's Smart or University Checking account.
Check the list below to track how many drawings are left during the giveaway. As each winner is selected, we will be crossing that amount off our list until we reach the grand prize!
Got their bag:
$100
$100
$100
$100
$100
$100
$100
$100
$1,000
*Terms and conditions apply. No purchase necessary. Limit to one entry per transaction made using a University Credit Union debit card with a minimum amount of $5.00. Sweepstakes begins on September 1, 2024 at 12:00am PST and ends on November 3, 2024 at 11:59 PST. Winner for each $100 prize and $1,000 grand prize will be contacted via the information provided in association with the participant's University Checking Account or Smart Checking Account. Participant must be at least 18 years of age to be eligible to win. For complete Giveaway rules, visit here.
1APY = Annual Percentage Yield. To earn up to 5.00% APY, member must have a qualifying University Checking Account. Based on a combined rate of 4.88%. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. All accounts must be in good standing with no delinquency or bankruptcy pending. Multiple loans in the same category count for only 1.00% APY in dividends.
Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. If the requirements are not met, then no dividend is earned. Secondary University Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval.
2APY = Annual Percentage Yield. To earn 3.00% APY, member must have a qualifying Smart Checking Account, opened August 1, 2024 and after. Based on a combined rate of 2.96%. All accounts must be in good standing with no delinquency or bankruptcy pending. Qualifying Smart Checking Accounts will earn 3.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate.
Qualifying University Checking Accounts are defined as being enrolled in eStatements and having a direct deposit to the Smart Checking Account of at least $1,000 aggregated monthly. If the requirements are not met, then no dividend is earned. Secondary Smart Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. No minimum balance is required. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval. For other details regarding this account, you can reference your account disclosures, which detail all other terms and conditions.
3UCU guarantees that our lowest loan rate for cars, credit cards, consumer loans, and HELOCs are in the top 5% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global.
