How do I enter the giveaway?

UCU credit cardholders will be entered by simply using their card on everyday purchases during the giveaway dates. Every transaction of at least $5.00 counts as one entry.

When will the winner be notified and how?

The winner will be notified by December 17. The prize will be issued no later than December 21.

What transactions qualify as entries?

Any transaction of at least $5 made using a UCU credit card during the giveaway period is a qualifying purchase.

Is there a limit to how many entries I can earn?

Nope. Each qualifying transaction counts as a separate entry, so the more you use your credit card, the more chances you have to win.

Can I open a new UCU credit card now and enter the giveaway?

Yes! As long as the card is activated and used during November 9–December 14, transactions made with the new card will count as entries.

Holiday closing reminder: UCU locations will be closed Wednesday, November 11 for Veterans Day.

Smiling young woman holding holiday shopping bags

Merry Money Giveaway

We're giving $5,000 to one lucky UCU credit card holder!*

The holidays just got a little merrier. Now through December 14, every purchase made with your UCU credit card is an automatic entry into our Merry Money Giveaway.

Ready for your chance at some Merry Money?

Here's how you can maximize your entries for a chance to win!

Use your UCU credit card

Make everyday purchases from November 9 through December 14, 2026.

Make holiday purchases

The more, the merrier! Every transaction = 1 entry into the giveaway.

Bring the holiday cheer

One lucky member will win $5,000 just in time for the holidays!

'Tis the season to win big.

No UCU credit card? No problem! Apply today to spread the holiday cheer with every purchase!

Whether it's shopping rewards, cash back, building credit, or repping your school, UCU has the ideal credit card for you! Get set up with a card and start using it now until December 14 to enter.

Apply today Check out our credit cards

Frequently asked questions

How do I enter the giveaway?

UCU credit cardholders will be entered by simply using their card on everyday purchases during the giveaway dates. Every transaction of at least $5.00 counts as one entry.
When will the winner be notified and how?

The winner will be notified by December 17. The prize will be issued no later than December 21.
What transactions qualify as entries?

Any transaction of at least $5 made using a UCU credit card during the giveaway period is a qualifying purchase.
Is there a limit to how many entries I can earn?

Nope. Each qualifying transaction counts as a separate entry, so the more you use your credit card, the more chances you have to win.
Can I open a new UCU credit card now and enter the giveaway?

Yes! As long as the card is activated and used during November 9–December 14, transactions made with the new card will count as entries.

*Terms and conditions apply. No purchase necessary. Limit to one entry per transaction made using a University Credit Union credit card with a minimum amount of $5.00. Giveaway begins on November 9, 2026 at 12:00 am PST and ends on December 14, 2026 at 11:59 pm PST. Winner for the $5,000 prize will be contacted via the information provided in association with the participant’s member account. Participant must be at least 18 years of age to be eligible to win. For complete Giveaway rules, visit here.