*APR = Annual Percentage Rate. Introductory rate good for 12 months from date of closing. This special introductory rate is subject to change or end at any time without notice. Rate may change based on the index which is the Prime Rate as regularly published in the "Money Rates Table" of the Wall Street Journal. The current index for this quarter as of 9/19/2024 is 8.00%. Corresponding variable APRs range from a minimum of 7.50% to a maximum of 17.99%. Rate is subject to change quarterly. Interest-only payments apply to Home Equity Lines of Credit with a maximum 80% combined loan-to-value and during draw period only. Minimum Credit Limit $25,000. Minimum Loan Amount $25,000. Minimum payment during the draw period is equal to the finance charges (interest) that accrued on the outstanding balance during the preceding billing period. Closing costs may range from $700 to $1,500. No annual or advance fees charged on HELOCs. All loans listed are available on primary member residences and secured by a first or second mortgage lien on your home which must be single-family, owner-occupied detached dwellings, condos, or townhouses. Other restrictions may apply. Flood and /or property hazard insurance may be required. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Loans issued subject to credit review and other qualifying conditions, not all applicants will qualify.