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Bank with your brain
Providing smarter financial solutions to members of UC schools in California.
Life happens. We're here to help.
When life gives you lemons, you need someone to help you make lemonade. As a University of California employee, we have your back. Get the emergency cash you need for all sorts of bumps in the road
- Borrow emergency cash and avoid payday loans
- Flexible & convenient with no hidden fees
- Easy application with fast decisions
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Get loans to help with:
- Handling serious medical bills
- Flooding that ruins your household items
- Rebuilding your home if fire damage occurs
- Other anticipated emergencies
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All University of California Employees are eligible!
- Any academic or staff employee who holds an appointment to work 50% or more is eligible.
- Must have continuous employment by the UC System for a minimum of one year.
- Any student employee eligible for other loan programs is ineligible for loans from this fund source.
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Interest Rate Discount for Direct Deposit
Just set up direct deposit and auto pay with a University Credit Union checking account and your payments will come out automatically on your payment date. You'll receive a discounted rate of 0.25% for auto pay or previous borrower.*
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Get the financing you need.
Apply for your UC Emergency Loan online or join UCU if you're not already a member.
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