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Built for the members who built us.
If you are already a UCU member, call us at 800.UCU.4510 or send us a secure message in digital banking for assistance in setting up your certificate. You can also visit us at any Advisory Center or Banking Hub to set up in person. Not a member? See instructions on this page below.
As we celebrate our 75th “Diamond” Anniversary, we honor the members, campuses, and partnerships that shaped our journey and we look ahead with the same commitment that started it all: delivering financial advantage in support of every member’s financial well-being, meeting them virtually or face-to-face wherever life takes them.
4.00% APY 5-month Diamond Anniversary Certificate
Not yet a UCU member? To take advantage of this awesome opportunity, please join UCU or contact us at 800.UCU.4510 to set up your account.
Enjoy rate stability for the full term
$7,500 maximum deposit
You helped us reach 75 years. Now we're giving $750 back to you. Register for the chance to win!1
Celebrating 75 years of history and service. Check out this page for updates on our 75th anniversary celebration all year long!
UCU is built on service to our member-owners. Advance your financial well-being by booking an indiviualized 1-on-1 session with our team of certified advisors.
*APY = Annual Percentage Yield. Special promo rate is 4.00% APY based on dividend rate of 3.928%. Promotional rate in effect as of March 2, 2026 through May 30, 2026. Special Promotional certificate will renew as a 6-month certificate at the available rate for the product at that time. Minimum opening deposit is $500. Minimum balance to obtain APY is $500. Maximum deposit is $7,500.
Promotional rates are subject to change or end without notice. Penalty may be imposed for early withdrawal. Fees may reduce earnings. For other details regarding this account, you can reference your disclosures which covers all other terms and conditions. Ask us for further information about the terms and fees that apply to these accounts.
To be eligible, must be a new or existing University Credit Union member who is in good standing and who maintains either an active loan or an active checking account. An active loan includes any current term loan with an outstanding balance, any credit card with an outstanding balance or with at least one posted transaction within the preceding thirty days, and any home equity line of credit (HELOC) with an outstanding balance or with at least one posted transaction within the preceding thirty days. An active checking account is defined as a checking account with at least one posted transaction within the preceding thirty days. Only one Diamond Anniversary Certificate may be opened per primary membership, and the product is not available to joint members unless they qualify under their own primary membership. Eligibility is limited to primary members whose account classifications are 0000 General Membership, 0002 Employee, 0003 Board of Directors, or 0006 Revocable Trust. All other account types are not eligible to open a Diamond Anniversary Certificate. Traditional or Roth IRA certificates will not be eligible to be opened under this promotion.
1Terms and conditions apply. No purchase necessary. Giveaway ends on December 31, 2026 at 11:59 pm PST. Subject to change. Winner for each $750 prize will be contacted via the information provided in association with the participant’s member account. Participant must be at least 18 years of age to be eligible to win. For complete Giveaway rules, visit here.
