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The Credit Card Challenge
Use your UCU credit card 10 times in October and you'll automatically be entered for a chance to win one of ten $250 statement credits.*
How it works
No registration required. Just use your UCU credit card for the purchases you're already making every day.
- Use your UCU credit card in October.
- Make 10 qualifying purchases of $5.00 each or more.
- Get automatically entered for a chance to win one of ten $250 statement credits.
Simple ways to reach 10 purchases
Add it to your digital wallet
Add your UCU credit card to Apple Pay® or Google Pay™ for fast, secure purchases online or wherever contactless payments are accepted.
Simplify recurring payments
Subscriptions and monthly services can help you accumulate qualifying purchases while simplifying how you manage your bills.
Use it everyday
Your morning coffee, a tank of gas, groceries, lunch, or everyday shopping. Small purchases can help you reach 10 qualifying transactions faster.
Don't have a UCU credit card?
There's still time to participate. Apply for a UCU credit card, use it for 10 qualifying purchases of $5 or more in October, and you'll be automatically entered to win.*
Make sure your card is ready to use
Before you can take advantage of this offer, ensure your UCU credit card is activated and ready to go. Log in to Digital Banking and open Card Manager to verify your card's status. Once activated, you'll be all set to use your card and participate in the Credit Card Challenge.
*NO PURCHASE NECESSARY. Sweepstakes open only to legal U.S. residents age 18 or older who are primary cardholders of an eligible University Credit Union credit card account in good standing. Promotion begins October 1, 2026 and ends October 31, 2026. Eligible participants will automatically receive one (1) entry upon completing ten (10) qualifying purchase transactions of $5.00 or more during the promotion period. Void where prohibited. Odds of winning depend on the number of eligible entries received. Ten (10) winners will each receive a $250 statement credit. See Official Rules for complete eligibility requirements, entry methods, prize details, restrictions, and free alternate method of entry.