Holiday closing reminder: UCU locations will be closed Wednesday, November 11 for Veterans Day.
The Front Door Learning Center
Whether you're dreaming about your first home, actively house hunting, or exploring what's possible with the home you already own, having the right information can make all the difference.
Every front door has a story. Where will yours lead?
A home can represent many things: a place to put down roots, a move that's long overdue, or a fresh start. Whatever brings you here, find resources and guidance tailored to where you are today.
Thinking about the future?
Homeownership may feel like a future goal, but the best time to start preparing is now. Explore resources designed to help you understand your options, strengthen your finances, and take meaningful steps toward buying a home.
Thinking about the future?
Shopping for a home?
You're scrolling listings, attending open houses, and getting serious about your budget. Find the tools and guidance you need to move forward with confidence when the right opportunity comes along.
Shopping for a home?
Make the most of your home.
Your mortgage needs don't stop after closing day. Whether you're considering a refinance, putting your home's equity to work, or planning your next move, explore solutions built for what's ahead.
Make the most of your home.
Resources for every stage of homeownership.
Homeownership is a journey, and every journey starts with knowledge. Browse educational articles covering homebuying, mortgages, refinancing, home equity, and more.
The Comprehensive Property Tax Guide: Navigating the Complex World of Property Taxes
https://www.ucu.org/blog/comprehensive-property-tax-guide
The Comprehensive Property Tax Guide: Navigating the Complex World of Property Taxes
Mastering the Art of Budgeting for Homeownership
This article provides insightful tips on budgeting for homeownership, offering strategies to make your home buying journey affordable and stress-free.
Mastering the Art of Budgeting for Homeownership
Preparing for Mortgage Underwriting: What Homebuyers Should Know
A comprehensive guide for homebuyers, detailing the mortgage underwriting process and its importance in securing home loans.
Preparing for Mortgage Underwriting: What Homebuyers Should Know
Understanding Closing Costs: What Homebuyers Should Know
This article unravels the complexities of closing costs in homebuying, a must-read for anyone venturing into the mortgage and loan world.
Understanding Closing Costs: What Homebuyers Should Know
The Mortgage Process Explained: From Application to Closing
A comprehensive guide explaining the mortgage process from application to closing, tailored specifically for first-time homebuyers.
The Mortgage Process Explained: From Application to Closing
What Do Mortgage Lenders Look For When You Apply for a Home Loan?
A comprehensive guide to understanding the key factors that mortgage lenders consider while reviewing your home loan application.
What Do Mortgage Lenders Look For When You Apply for a Home Loan?
Renting vs. Buying a Home: How to Know When You’re Ready
Dive into the renting vs. buying debate, understand when you're ready for homeownership, and how homebuying and mortgage loans can propel you there.
Renting vs. Buying a Home: How to Know When You’re Ready
Understanding Home Loans: Mortgage Terminology Made Simple
A comprehensive guide simplifying mortgage terminology and making home loans more approachable for everyone.
Understanding Home Loans: Mortgage Terminology Made Simple
Navigating Your First Home Loan: A Comprehensive Guide
A comprehensive guide to help first-time homebuyers understand home loan procedures, lending norms, and mortgage options for an easy first purchase.
Navigating Your First Home Loan: A Comprehensive Guide
The State of Housing in California
Housing is a huge part of the California story, but in recent years it has become more and more one of the most significant financial challenges facing university communities.
The State of Housing in California
A Comprehensive Guide to Homebuying
Discover key benefits and eligibility criteria to purchase or refinance a home.
A Comprehensive Guide to Homebuying
How to get pre-qualified and pre-approved for a mortgage
Before you start your home search, it’s a smart idea to get pre-qualified for a home loan.
How to get pre-qualified and pre-approved for a mortgage
How Home Equity Lines of Credit (HELOCs) Work
HELOCs offer the flexibility you need to borrow only as much as you need when you need it.
How Home Equity Lines of Credit (HELOCs) Work
Learn through video
Prefer to watch instead of read? Explore quick, educational videos that explain mortgage concepts, homeownership strategies, and financing options in a clear and easy-to-understand format.
Every homeownership journey starts with a plan.
Whether you're just beginning to explore your options or getting ready to apply, a free session with a UCU mortgage expert can help you move forward with confidence.
During your one-on-one session, we'll help you understand where you are today and what steps can bring you closer to your homeownership goals.
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Personalized affordability review
Get a clearer picture of what may fit your budget based on your financial situation and homeownership goals. -
Credit review
Understand how your credit may impact your mortgage options and learn steps that could help strengthen your buying position. -
Mortgage option comparison
Explore mortgage solutions that align with your needs, including fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and more. -
Homebuying readiness assessment
We'll help evaluate your current readiness and identify opportunities to prepare for the next stage of your journey. -
Custom action plan and next steps
Leave with practical recommendations tailored to your situation, so you know exactly what to focus on next.
Ready to take the next step?
Schedule your free session and get personalized guidance from a UCU mortgage expert. No pressure, no obligation, just a clear path forward toward your homeownership goals.
Front Door Learning Resources
Browse the blog
Get started on your journey of self discovery with these helpful articles.
Mortgage calculator
Crunch the numbers and see how much home you can afford.
Book a 1-on-1 appointment
Overwhelmed? We understand. Our team is here to help you every step of the way in your journey.
We're here to help
Our mortgage experts can help you build a clearer path forward. Our team is here to answer questions, discuss your goals, and connect you with helpful resources and solutions tailored to your situation.
- Mortgage Loan Originator Information
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions as well as employees who act as mortgage loan originators to register with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain their registration in accordance with the requirements of the SAFE Act.
University Credit Union’s registration is NMLS #409731, and our individual originators’ names and registrations are as follows:
- Mona Donalson – NMLS ID#2082139
- Merisa Gates – NMLS ID #188870
- Estela Nagahashi – NMLS ID #1699957
- Michelle Pacheco – NMLS ID#662822
- Britini Pender – NMLS ID #694308
- Frank Perez – NMLS ID #2063520
- Sheri Sicka – NMLS ID #809498
- Elizabeth Torres – NMLS ID #1757889
Under the SAFE Act, consumers have easy access to information at no charge regarding mortgage loan originators via www.nmlsconsumeraccess.org.
- Mortgage Loan Servicing Information
Requests for information related to or resolution of an error or errors in connection with an existing mortgage loan must be made in writing via the U.S. mail to:
University Credit Union/TruHome
Member Service Department
9601 Legler Rd.
Lenexa, KS 66219Mortgage payments may be sent via U.S. mail to:
University Credit Union/TruHome
PO Box 219958
Kansas City, MO 64121-9958Contact TruHome by phone during business hours at:
855.699.5946
5 am – 6 pm PST Monday–Friday, 6 am – 11 am PST Saturday