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How Home Equity Lines of Credit (HELOCs) Work
Have you ever needed to borrow money, but you just weren’t sure how much you’d need? Let’s say you were working on a home improvement project, or you had a sudden emergency that you knew your savings wasn’t going to cover...
How Much Home Can I Afford?
When looking to buy a home, you’ll need to figure out how much you can afford. Home affordability budget sheets can be helpful tools for understanding your potential monthly mortgage payment...
Fixed or Adjustable Rate: Which Mortgage is Right for You?
Buying a home is a significant accomplishment in your life. It’s also important to choose the right type of mortgage for your unique financial needs. That’s why couples like Doug and Heather...
Are HELOCs a Good Idea?
Tapping into your home equity is a very convenient way to obtain a loan that can be used for many different things, like a home renovation project or to help fund college expenses...
4 Ways To Get The Best HELOC Rate
Home equity lines of credit can be a good fit in certain situations. If they are something you’re considering, you want to go about it intelligently. If you have a combined loan-to-value (CLTV) ratio of under 90%,...
Leaving University Credit Union Website
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, insurance, investments, as well as digital banking.