Ease the stress of your holiday expenses with a holiday loan!
Preparing for the holidays can be expensive with costs adding up quickly. With a fixed rate as low as 9.74% APR* and flexible repayment terms, our holiday loan can take the stress away and help you make this the best holiday season yet!
Warm up your winter plans.
- Borrow as little as $500
- Competitive, fixed rates
- Get up to a 0.50% APR discount1
- Get your money in a convenient lump-sum payment, deposited straight into your account
- Choose the ideal timeline to make your repayments
A UCU Holiday Loan brings a season full of smiles.
Click the button below to start your application and select "Holiday" under the "Purpose of Loan".
Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, The Big West Universities, Western Athletic Conference Universities, Southland Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
*APR = Annual Percentage Rate. Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, loan amount, as applicable) and may be higher than the lowest rates advertised.
1Rate with Automatic Payment from a University Checking Account may be discounted by 0.25% APR as long as the rate does not fall below 9.74%. Credit Cards, HELOCs, and mortgages are excluded. Repeat Borrower discount of 0.25% can also be applied based on minimum 6 months of positive UCU loan repayment history.
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