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UCLA Health Employee Connection
Financial support built around your life, your goals, and your schedule
As a UCLA Health employee, your schedule may not always fit neatly into traditional banking hours. Your financial life shouldn't have to wait.
The UCU UCLA Health Employee Connection gives UCLA Health employees a simpler way to find banking resources, financial education, and personalized guidance based on what matters most to you right now.
Whether you want to simplify everyday banking, build your savings, or prepare for a major financial decision, start by choosing your goal.
Your life. Your goals. We’re here for both.
Financial support designed for UCLA Health employees.
You spend your days making a difference in people’s lives. We’re here to help make a difference in yours. Whether you’re settling into a new role, growing your savings, raising a family, or planning what comes next, University Credit Union offers practical financial tools and personal guidance to help you make the most of every stage.
Manage money digitally
Access digital banking tools for everyday account management.
Manage money digitally
Make payday easier
Set up direct deposit and get paid up to two days early*.
Make payday easier
Get personal guidance
Connect with a UCU certified financial advisor when you have questions or need help choosing your next step.
Get personal guidance
High-Yield Accounts
Take the next step in your financial journey with UCU by opening one of our high-yield checking, savings, or money market accounts. Whether you're building your first savings cushion, growing an established balance, or looking for a rewarding everyday checking account, we offer solutions designed to help you make the most of your money.
Looking for even more earning potential? Explore our limited-time promotional certificates, with terms ranging from 5 to 24 months, and find an option that aligns with your savings goals.
Maximum APY1
5.00%2
2.25%3
2.25%4
3.45%5
Minimum Deposit
$50
$50
$25
$1,000
Pay Early
Yes
Yes
No
No
ATM Fee Reimbursements
Up to $15 per month6
No
No
No
Financial Guidance: Expert to Expert
You take care of important decisions every day. Your financial decisions deserve the same attention. Financial questions become more complicated as life changes.
Instead of trying to sort through every option yourself, UCLA Health employees can connect with UCU for personalized financial guidance from certified financial advisors.
Our team of experts can help you with questions such as:
- Am I saving enough for an emergency?
- Could refinancing my auto loan make sense?
- How much should I prepare before buying a home?
- What should my next financial priority be?
We'll take your questions and help build a plan. Start the conversation with us, we're here to help guide you!
Frequently asked questions
- Can I get financial guidance without knowing which product I need? Yes. You can begin with your financial goal rather than a specific product. UCU can help you explore relevant resources and options based on what you're trying to accomplish.
- Can UCU help UCLA Health employees set up direct deposit?
UCU can provide support for employees interested in making University Checking part of their everyday financial routine, including assistance related to direct deposit setup.
- Can UCU help UCLA Health employees with homebuying?
UCLA Health employees preparing to purchase a home can access homeownership education and discuss mortgage options and other financial considerations with UCU.
- Does UCU offer savings options for UCLA Health employees?
UCU offers savings solutions that can support different financial goals, including Money Market Plus, Money Market Advantage, and certificates. The appropriate option depends on factors such as your goal, timeframe, and need for access to your money.
- How do I get personalized financial help from UCU?
Use the UCLA Health Employee Connection to request assistance or book an appointment with UCU. From there, you can be connected with the appropriate resource based on your financial needs.
- What banking options are available for UCLA Health employees who work nontraditional shifts?
Digital banking can help UCLA Health employees manage everyday financial needs without relying exclusively on traditional banking hours. Employees can also connect with UCU for personalized assistance when additional guidance is needed.
- What financial resources are available to UCLA Health employees? The UCLA Health Employee Connection brings together everyday banking, savings solutions, digital banking resources, financial education, and personalized guidance for UCLA Health employees. You can start by choosing whether you want to manage everyday finances, build savings, or prepare for a major financial decision.
*Early access to direct deposit funds is dependent on the timing of the submission of the payment file from the payer. Generally, these funds are available on the day the payment file is received, which may be between two and six days earlier than the scheduled payment date.
1APY = Annual Percentage Yield.
2To earn up to 5.00% APY, member must have a qualifying University Checking Account. Based on a combined rate of 4.88%. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. All accounts must be in good standing with no delinquency or bankruptcy pending. Multiple loans in the same category count for only 1.00% APY in dividends.
Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. If the requirements are not met, then no dividend is earned. Secondary University Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval.
3To earn 2.25% APY, member must have a qualifying Smart Checking Account, opened August 1, 2024 and after. Based on a combined rate of 2.227%. All accounts must be in good standing with no delinquency or bankruptcy pending. Qualifying Smart Checking Accounts will earn 2.25% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate.
Qualifying Smart Checking Accounts are defined as being enrolled in eStatements and having a direct deposit to the Smart Checking Account of at least $1,000 aggregated monthly. If the requirements are not met, then no dividend is earned. Secondary Smart Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active Smart Checking Account. Fees could reduce the earnings on the account. APY is accurate as of the last dividend declaration date. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. No minimum balance is required. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a Smart Checking Account. All accounts are subject to approval. For other details regarding this account, you can reference your account disclosures, which detail all other terms and conditions.
4Rates effective 10/01/2026 and subject to change before or after account opening without notice. Money Market Advantage is a variable-rate account. Rates vary by balance tier, apply to the entire account balance, and are accurate as of the last dividend declaration date. Minimum opening deposit is $25. Fees may reduce earnings. Dividends are calculated daily, compounded monthly, and paid monthly. Once the account balance qualifies for a tier, the corresponding dividend rate and APY will apply to the entire account balance. All rates and terms are subject to change without notice. Refer to the Fee Schedule for additional information. For complete account details, including limitations, see the Money Market Advantage Account Overview and applicable account agreements.
5Rates effective 10/01/2026 and subject to change before or after account opening without notice. Money Market Plus is a variable-rate account. Rates vary by balance tier, apply to the entire account balance, and are contingent upon meeting the checking account requirements described below. Rates are accurate as of the last dividend declaration date. Minimum opening deposit is $1,000. Fees may reduce earnings. Dividends are calculated daily, compounded monthly, and paid monthly. To earn the advertised dividend rate and APY, members must: Maintain an active University Credit Union (UCU) checking account under the same member number; and receive Qualifying Deposits totaling at least $1,000 during each calendar month. Qualifying Deposits include direct deposits, ACH credits, Zelle, Venmo and PayPal transfers, cash and check deposits, and incoming wire transfers. Transfers between UCU accounts under common ownership, chargebacks, and UCU promotional incentive payments do not qualify. If these requirements are not met during a calendar month, the account will earn the default dividend rate and corresponding APY in effect for that month (currently 0.05% APY). Members who meet the requirements will earn the dividend rate and APY applicable to their balance tier. The dividend rate and APY for the applicable balance tier will be paid on the entire account balance. All rates and terms are subject to change without notice. Refer to the Fee Schedule for additional information. For complete account details, including limitations, see the Money Market Plus Account Overview and applicable account agreements.
6Up to $15 in ATM fees incurred at other financial institutions will be automatically credited to your active University Checking Account at close of month end. Note: member must have e-statements and at least 25 transactions monthly to qualify for ATM fee refunds.