Join a different type of financial institution that caters to you


When thinking about your financial cooperative, you have a vote and a voice in the process. This is because credit unions are different by design.

First and foremost, your credit union is owned by you our members and we are not-for-profit. Banks report to an outside group of stockholders and must earn profits to pay their stockholders.

Credit union member-owners elect the board of directors which are voluntary, unpaid positions. A bank's board of directors is elected by stockholders and they receive salaries for their positions.

Each UCU member in good standing has equal ownership and one vote, regardless of how much money you have on deposit. Bank customers do not have a vote or a voice regarding who is on the board of directors.

Our members are our mission. As such, credit unions are a low cost alternative to traditional banking.

A simple way is to take part by contacting your lawmakers and expressing your interest in protecting your credit union.

Be an advocate for your credit union. We encourage all members to learn about current legislation affecting University Credit Union.

Become part of UCU by joining online. If you have questions, please contact us

Member Testimonial

"After my car was totaled a week ago I was extremely surprised to find I could get a new car for almost the same price. Now I have a new car almost 1 week after losing my old car and I couldn't be happier!"

- Shayla Y.