Our University Checking account is cooperatively powered and loaded with features.


Here's the lowdown

When you make at least 25 monthly transactions1 AND receive eStatements you’ll enjoy:


  • 1.00% APY in dividends2

  • Automatic ATM fee reimbursements up to $25 monthly3

  • The potential to earn up to 5.00% APY in dividends when you have your loans with UCU4

  • Loan rate discounts of 0.25% with autopay5

  • The confidence and peace of mind knowing that you are guaranteed the Top 1% Best Rates In the Nation6


Earn up to 5.00% APY4 on your University Checking account!

Here's how the benefits can add up for you:



Plus, you’ll appreciate our FREE online and mobile access 24/7, mobile check deposit, FREE Visa® debit card, access to over 30,000 surcharge-free ATM access nationwide with our CO-OP network, and in-branch access at over 5,000 shared branching locations. With all of these benefits, we are confident that we are giving you the financial edge you deserve!


Get more from your checking account. Open a University Checking account that's cooperatively powered online today.

Member Testimonial

"We had an exceptional experience. We found the car we wanted at a great price. I would recommend UCU to others."

- Jeanne T.