Our University Checking Account is cooperatively powered and loaded with features.


Here's the lowdown

When you make at least 25 monthly transactions1 AND receive eStatements you’ll enjoy:


  • 1.00% APY in dividends2

  • Automatic ATM fee reimbursements up to $25 monthly3

  • The potential to earn up to 5.00% APY in dividends when you have your loans with UCU2

  • Loan rate discounts of 0.25% with auto pay on personal and auto loans4

  • The confidence and peace of mind knowing that you are guaranteed the Top 1% Best Rates In the Nation5


Earn up to 5.00% APY on your University Checking Account!

Here's how the benefits can add up for you:



Plus, you’ll appreciate our FREE online and mobile access 24/7, mobile check deposit, FREE Visa® debit card, access to over 30,000 surcharge-free ATM access nationwide with our CO-OP network, and in-branch access at over 5,000 shared branching locations. With all of these benefits, we are confident that we are giving you the financial edge you deserve!


If you are a current member and would like to open a University Checking Account or switch over your current checking account, call us at 800-UCU-4510.

Member Testimonial

"We had an exceptional experience. We found the car we wanted at a great price. I would recommend UCU to others."

- Jeanne T.