Get the most out of your digital banking experience.


We believe you should have convenient and easy access to your account at anytime, anywhere. Whether you’re on the go or relaxing at home after a long day, you’ll save time with our innovative, secure, digital banking solutions. Using our mobile app and online banking will make it easier and more convenient to monitor your account and gives you the tools you need to plan for a better tomorrow.


Mobile and Online Banking Features

24/7 account access at your fingertips.





A personalized dashboard that gives you an organized overview of all your accounts and loans


Alerts and Notifications


Customizable, real-time alerts that you control


Card Manager


Schedule travel notices, set customized alerts, lock or unlock your cards, and more with Card Manager


Mobile Check Deposit


Deposit checks, using Mobile Check Deposit on the UCU mobile app


Bill Pay


Pay all your bills conveniently in one place with Bill Pay




See how much in dividends you are earning on your University Checking Account each month, plus, learn the steps you can take to increase your earnings with our Checking Dividend Progress tool




View your statements electronically when you enroll in eStatements


Daily Credit Score


Use the Credit Journey tool to view your credit score daily, analyze your score, set goals to improve your score, and more


Financial Wellness


Set savings goals, analyze your spending, perform a financial health checkup, and more with our financial wellness tools




Transfer money between your accounts or to other UCU members


P2P Payments


Send money to family, friends, or anyone else with our peer-to-peer (P2P) payment tool


Personal Info


Easily update your personal information, including email, phone number, and address


Domestic Wires


Send domestic wire requests




Find the nearest CO-OP ATM or shared branch location


Direct Deposit


Watch your paycheck hit your account up to two day early* when you enroll in Direct Deposit




Apply for a new loan or deposit account


How to register for digital banking


Download the digital banking app


Apple Store


Google Play

Digital Banking Tools

SubPage Categories

Mobile Check Deposit

Time is money. Save both using the UCU mobile app.

Bill Pay

Pay bills with the click of a button.


Secure, real-time access to your statements.

Card Manager

Manage your cards the way you want with Card Manager.

Credit Journey

Get a clear picture of where you stand financially.

Financial Wellness

Get a clear picture of your spending habits.

Mobile Wallets

No wallet needed.

How-To Videos

Watch and learn with UCU.

Click to Pay Online

Make online shopping simple by storing your unique payment info in one secure place, so you can access it wherever you shop online.

UCU CashBack+

Discover UCU CashBack+, our exclusive gift card marketplace.

We’ve got you covered, wherever you go.

30,000 surcharge-free ATMs. 5,600+ credit union branches.

Find One

We’ve got you covered, wherever you go.

30,000 surcharge-free ATMs. 5,600+ credit union branches.

Find One


We have an abundance of answers and we’re always happy to dispense them freely.

Contact Us