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24/7 digital banking at your fingertips

Unlock instant access to your accounts, with infinite possibilities. UCU's digital banking platform makes on-the-go banking possible, with seamless and secure financial management, wherever you go. Enroll today!
Whether you're grabbing a coffee, catching a flight, or relaxing at home, you'll save time with our suite of digital banking solutions, designed to enhance your financial well-being. From your phone, tablet, or computer, effortlessly manage your accounts, transfer funds, pay bills, and explore powerful tools that will enable you to reach your financial goals.
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Benefits of UCU’s digital banking
How to register for digital banking

Benefits of UCU’s digital banking

Leverage the power of digital banking and embark on a journey of financial empowerment. Enroll in just a few easy steps and you’ll instantly be able to bank better, faster, and more seamlessly.

 

  • 24/7 access to your accounts allows for real-time monitoring
  • A personalized dashboard populated with all your accounts and loans
  • Customizable, real-time alerts you control
  • Remotely deposit a check in just a few taps
  • Move money effortlessly between your accounts
  • Send money to other UCU member-owners
  • Send money with our person-to-person (P2P) payment tool
  • Send domestic wire transfer requests directly from your phone
  • Apply remotely for a new deposit account or a loan
  • Keep tabs on your credit, analyze your spending, monitor your earnings, and more with a suite of financial wellness tools

 

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Top-tier digital banking services 

Control all card use across accounts - Los Angeles, California, United States

Card Manager

You're in control with our comprehensive card management tool. Schedule travel notices, set customized alerts, lock or unlock your cards, and more with Card Manager.
Learn More about Card Manager
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Mobile Check Deposit

Cross one more thing off your list with Mobile Check Deposit on the UCU mobile app. Simplify the way you handle your finances, depositing your funds in minutes from your smartphone.
Learn More about Mobile Check Deposit
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Bill Pay

Long gone are the days of mailing in payments or logging in to multiple utility accounts every month. Pay your bills conveniently in one place, saving time and effort.
Learn More about Bill Pay
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eStatements

Embrace a greener way to manage your finances when you enroll in eStatements. Verify items in your banking history electronically, without digging through stacks of paper statements.
Learn More about eStatements
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Credit+

Credit+ is your handy companion for monitoring and analyzing your credit score.

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Credit+
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UCU CashBack+

Discover UCU CashBack+, our exclusive gift card marketplace. Receive cash back with any gift card purchase, up to 20% of the card's value!
Learn More about UCU CashBack+
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How-to videos

Master digital banking with our helpful how-to videos. From registering your account to setting up Bill Pay, our video tutorials make navigating our platform a breeze.
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Click to Pay

Swift and secure online checkout, in just a click. Click to Pay simplifies online shopping by storing your unique payment information safely, so you can access it wherever you shop online.
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Zelle®

Zelle® is a convenient way to send and receive money with friends, family and others you trust. Whether you’re splitting the cost of a meal, gift, or trip, Zelle® makes it easy to pay your share.*

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Zelle®

Frequently asked questions

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UCU Blog

Climbing the "Savings Ladder": Mastering strategies for growth

Read more about Climbing the "Savings Ladder": Mastering strategies for growth
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UCU Blog

University Credit Union Appointments New CEO

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UCU Blog

A Comprehensive Guide to Homebuying

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Royce

Royce

Royce, our online virtual assistant, can answer questions, perform basic transactions, and even walk you through a loan application. 
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Keeping your data safe

Keeping your data safe

Fight fraud before it begins. Protect your personal information with robust security measures and data safety tips.
Learn more More about Keeping your data safe
Predict what you’ll pay

Predict what you’ll pay

Calculate payments for college, set your house-hunting budget, or determine how much you'll need to save for retirement.

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*U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.

 

Data charges may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google Inc.

 

Copyright © 2025 University Credit Union. All rights reserved. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Credit cards

UCU credit cards

Want a credit card that was made for you? We've got it—plus competitive rates and perks you won't find anywhere else.  Explore our Cash Back, Rewards, University Credit Card, and more to find the one that's right for you.
Learn More about UCU credit cards

We're invested in your financial wellness

UCU is deeply committed to helping you stay financially fit and make smart choices, offering personalized services and solutions to help you achieve your goals.
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Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
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