We provide access to affordable insurance policies that deliver security and peace of mind.


University Credit Union partners with TruStage® to present an array of insurance options. This partnership delivers many benefits, including a special rate for UCU members.


Backed by more than 80 years of working with credit unions and their members, you can count on TruStage® to help protect what matters most — with products and programs for life, auto, property, and more.


Insurance coverage options

Property Insurance

Property Insurance

TruStage® offers Condo Insurance and Renters Insurance options, which can provide protection for your possessions and helps with liability claims.


  • Protects against loss or damage from fire, theft, and other circumstances
  • 24/7 online claims access, including holidays
  • Protects you from accidents, such as an injury in your apartment or damage to a neighbor's unit


Renters Insurance

Just because you rent doesn't mean home insurance should be an afterthought. Make sure you have coverage for everything that's important to you. TruStage® makes it affordable and easy, including online claim services you can access anytime.


Condo Insurance

Condo insurance protects your possessions, repairs to your unit, and helps with liability claims. UCU members can qualify for exclusive rates on an affordable policy that covers you, your unit, and personal property.


Auto Insurance

Extended Auto Coverage

From finding a policy that fits your budget to making sure your coverage is adequate, these dependable extended coverage options can help give you peace of mind today and financial relief when you need it on the road.


Guaranteed Asset Protection

If you find yourself in a bind because your car’s been stolen or totaled in a road accident, UCU's GAP Protection offers these benefits:


  • While insurance companies may only be willing to pay the market price of your car, GAP Protection pays off your loan completely, covering your car in its full value
  • We'll pay the difference between the amount your car insurance covers and the remaining balance on your auto loan, depending upon terms and conditions
  • Finance with us and rest easy knowing we’ll be there to pitch in when it’s time to replace your car by sending you a $1,000 credit toward purchasing your next vehicle*
  • Coverage fees can be in the amount of your initial loan, so don’t worry about paying any out-of-pocket expenses


Mechanical Breakdown Insurance

Our mechanical breakdown coverage can help you out of a jam with these benefits:


  • 60 day "free look" — cancel for any reason within the first 60 days and get a full refund1
  • Choose your deductible amount
  • Emergency Roadside Service included (up to $50 per incident) and includes towing, battery jump starting, lock-out service, and fuel delivery
  • Rental car allowance
  • Battery coverage (Easy Street and Main Street Plans) to repair or replace battery ($65 contract limit)


Life Insurance

Life Insurance

Just like any other savings and investment account, a comprehensive life insurance policy is a smart way to provide for your family's financial future. At University Credit Union, we offer policies through our partners at TruStage® General Life Insurance.


  • Policy pays income tax-free cash benefits
  • Money for funeral expenses, mortgage payments and other debts