Join others in the University Community who are already receiving a financial advantage with University Credit Union.


UCU was founded on UCLA’s campus in 1951 and since then, we have been dedicated to making your financial life as easy as possible, every step of the way. At UCU, our core purpose is to give the university community a financial advantage, and we are excited to provide that for you. To help give you an advantage, we provide products and services designed specifically with your needs in mind, our Best Rates in the Nation Guarantee*, and a hard working friendly team who is always ready to help you.


When you join UCU, you have the opportunity to earn up to 5.00% APY1 on your University Checking Account for the banking you already do!


Earn 1.00% APY in dividends with a University Checking Account by making at least 25 monthly transactions and signing up for eStatements


Keep boosting your dividends by 1.00% APY when you combine your University Checking Account with one of our other products:



We make it easy to start enjoying all of the benefits we offer.


  • As soon as you become a member of any of the eligible groups you can join UCU.
  • If you are not yet 18, you must contact UCU before submitting an application to open an account.
  • Membership is established by depositing at least $5 to a Regular (Share) Savings Account. To maintain your membership at UCU, you must keep at least $5 in your Savings Account at all times.
  • To get your account started, complete our simple and easy online Membership Application. In just 3 minutes, you can join and start receiving the financial advantage you deserve!
  • If you are being sponsored by a family member or a person who resides in your household for membership at UCU, you must provide the name of the person sponsoring you on the application.

We've helped thousands of members from the University Community join UCU, so why not start enjoying a financial advantage today! If you have any questions about joining UCU, please feel free to contact us.

Member Testimonial

"After my car was totaled a week ago I was extremely surprised to find I could get a new car for almost the same price. Now I have a new car almost 1 week after losing my old car and I couldn't be happier!"

- Shayla Y.