Join others in the University Community who are already enjoying the Top 1% Best Rates in the Nation Guarantee.*

That's just one of the many ways UCU gives you a financial edge. We were founded at UCLA and we serve the University Community exclusively.


UCU is proud to say that we saved our members over $17 million dollars in the past year! On average, our members saved $489. Members with only one account saved $66 annually while the most engaged members saved on average $1,396.1 Join now to start saving today.

Here's how to take the fast lane to credit union happiness


  • There is no waiting period to join UCU. As soon as you become a member of any of the eligible groups you can join the credit union and begin to enjoy the benefits.
  • If you are not yet 18, you must contact UCU before submitting an application to open an account.
  • Anyone wishing to use UCU services must establish their membership by depositing at least $5 to a Regular (Share) Savings Account. To maintain services at UCU, members must keep at least $5 in their Savings Account at all times.
  • To get your account started, complete our simple and easy online Membership Application. In just 3 minutes, and, when you take advantage of our Driver License Auto Fill Tool you can join and start banking with your brain even quicker!
  • If you are being sponsored by a family member or a person who resides in your household for membership in UCU, you must provide the name of the person sponsoring you on the application.

We've helped thousands of members of the University Community sign up with University Credit Union and head down the path to financial success. So if you have any questions about how to join, please feel free to contact us

Member Testimonial

"After my car was totaled a week ago I was extremely surprised to find I could get a new car for almost the same price. Now I have a new car almost 1 week after losing my old car and I couldn't be happier!"

- Shayla Y.