Why wait to have access to your hard-earned money? With direct deposit to your UCU checking or savings account, you receive access to your funds the same day we receive them. The wait for your actual payday is over. Direct deposits can include payments such as payroll or Social Security. Early access to your money is just one more way UCU gives our member-owners a financial advantage.


Your employer's HR department is the place to start for a Direct Deposit request form. But if they don't have one, take this route:


  • Download our Direct Deposit form. Complete it with the information required and submit it to the company.
  • You may also want to attach a voided check to the form. Instruct the company to use all numbers listed for the account including the leading zeros.


There's more you can do with Direct Deposit. Set up regular withdrawals from a UCU checking or savings account for vendors or merchants you pay frequently. To do this, you'll need the following:


  • UCU’s Routing Number: 322079502
  • Your ACH/MICR number: A unique 14-digit account number that you can find within your mobile or online banking account. To access yours after logging in, visit "My Accounts," click the desired share, and tap the "Account Details" dropdown.


Failure to follow directions and use all numbers as described above may result in an error in posting your transaction.


If you have any questions or need help setting up your Direct Deposit, please call us at 800.UCU.4510.

Member Testimonial

"Great and a very easy experience getting a loan!"

- Barbara M.