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Banking services

Experience our financial advantage when you become a member-owner at University Credit Union. You'll gain access to a variety of banking services designed to help you reach your financial goals and beyond.
At UCU, our banking services outshine traditional banks; here, you're a valued community member. As a UCU member-owner, you get a say in how your financial institution is run and have access to benefits only a cooperative banking model can offer.
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Check out these banking options

The only checking account you need!

The only checking account you need!

Take charge with a checking account that puts you in control of your money while also paying dividends on your balance. It's time to level up your finances with a University Checking Account.
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Save and spend smarter!

Save and spend smarter!

University Credit Union's savings account options include our basic savings account, money market account, Traditional and Roth IRAs, and certificates. Choose the right option for you and let your savings do the rest.
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Business banking has never been easier

Business banking has never been easier

Fuel your business growth with our innovative banking solutions. We'll help you drive your business forward with cutting-edge products and services tailored to your company's unique needs.
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Bank on the go, wherever you are

Bank on the go, wherever you are

We're always nearby. UCU's digital banking solution allows you to do all your banking—right from your mobile device or computer.
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Shop with ease and get your cash quick

Shop with ease and get your cash quick

Your UCU debit card is connected to your University Checking Account and can be used to shop anywhere Mastercard® is accepted. Plus, gain access to 30,000+ ATMs through the CO-OP network.
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Frequently asked questions

Need more information?
University Credit Union

UCU Blog

Reuben's Story: Digital Banking Saves the Day

Read more about Reuben's Story: Digital Banking Saves the Day
Payments

UCU Blog

Why Big Banks Want More Control Over Payments and Why Credit Union Members Should Pay Attention

Read more about Why Big Banks Want More Control Over Payments and Why Credit Union Members Should Pay Attention
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UCU Blog

Decoding Zelle®: A Comprehensive Guide to Safe Money Transfers

Read more about Decoding Zelle®: A Comprehensive Guide to Safe Money Transfers

Latest Resources

UCU’s virtual assistant, Royce!

UCU’s virtual assistant, Royce!

Need personalized help outside normal banking hours? Royce, our AI-powered virtual assistant, is always here for you.
Learn More More about UCU’s virtual assistant, Royce!
Learn how to protect your data 

Learn how to protect your data 

Learn how to safeguard your personal information and accounts from the latest scams and fraudulent activities.
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Shared branching network advantages

Shared branching network advantages

Maintain in-person access to your money with over 5,600 shared branches.
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Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
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