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University Investment Services, powered by Copper Financial Network, LLC (CuFi),* was established to provide you with a fully integrated member experience to help better serve your financial goals. We offer a broad suite of investment products and services designed to give you more flexibility to customize and help achieve your financial goals. Our Financial Advisor, Al Durazo, can help guide you down the financial path that best suits your needs.


Our services can help you down whichever path is right for you


Account Types


Account Types

  • Retirement Plans
  • 40l(k), 403(b), 457, TSP Rollovers
  • Brokerage Accounts
  • IRAs (Traditional, SEP, Simple, Roth)
  • 529 Plans and Coverdell Education Saving Accounts
  • Business Investment Solutions; Corporations, Partnerships, LLC




  • Life Insurance
  • Long Term Care Insurance
  • Disability Income Insurance




  • Stocks, ETFs
  • Bonds
  • Managed Advisory
  • Annuities
  • Mutual funds, Unit Investment Trusts, Structured products




  • Financial and Retirement Planning
  • Insurance Analysis
  • Education and Estate Planning
  • Understanding investment options and risk tolerance
  • Investment portfolio analysis
  • Tax-efficient strategies
  • Account and Portfolio consolidations

Meet our Member Financial Advisor


Al Durazo is University Credit Union’s Member Financial Advisor. His career experience in the financial services industry spans a period of over 18 years. He has navigated clients through various market cycles by creating and maintaining disciplined strategies for financial stability in accordance with their objectives.


Al’s focus is on building solid, long-term relationships through dedicated commitment and personalized service. He provides advice to assist members with their financial goals to give them peace of mind. Al holds FINRA licenses Series 7, 63, and 65, and is a licensed life and health insurance agent.


To schedule an appointment, you may contact him at 424.433.3390 or by email at

“Everyone has goals unique to their particular situation. I value a process of educating while advising and stress the importance of creating a structured financial plan designed to help you enjoy your future. By taking a holistic view and understanding the why behind proper advice, provides you clarity and affords a greater probability to ultimately you help achieve them.”

– Al Durazo

Al Durazo is insurance licensed in California and offers insurance services through Copper Financial & Insurance Solutions.
California Insurance Agent License #0H23063
Copper Financial & Insurance Solutions License #0J06220

Check the background of this investment professional in Broker Check in a new tab

*Securities and advisory services offered through Copper Financial Network, LLC ("CuFi"), Member FINRA/SIPC. CuFi is a SEC registered investment adviser. Products offered through CuFi: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. University Credit Union ("UCU") has contracted with CuFi to make non-deposit investment products and services available to credit union members. Representatives are registered through CuFi. UCU and CuFi are not affiliated. University Investment Services (“UIS”) is a marketing name used by CuFi. For important disclosures from CuFi, including our Form CRS, please visit here.​

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