Unlock the full potential of your business with one of our two Business Checking Account options. Whether you're a thriving startup, a small business, or a well-established corporation, we have the perfect solution to help streamline your finances and fuel your growth.

 

 

Core Business Checking

Premier Business Checking

Best For

All businesses (Sole Proprietors/DBA, Corporations, LLCs, or Partnerships)

All businesses with a high transaction volume and larger balances, and/or that have a need for treasury management services

Transaction Thresholds

Up to 150 transactions per month (debit or credit) included*

Up to 300 transactions per month (debit or credit) included*

Monthly Service Charge

$10
Fee is waived with a $1,500 minimum average daily balance or eStatements

$25

Fee is waived with a $10,000 minimum average daily balance

Cash Deposit Limits

$3,000 per month*

$15,000 per month*

Included Services

  • Debit Card
  • Access to over 30,000 Co-Op ATM and 5,000 Shared Branches
  • Digital Banking
  • Bill Pay
  • eStatements
  • Free notary services for UCU documents
  • View up to 6 months of cleared checks with digital banking
  • Debit Card
  • Access to over 30,000 Co-Op ATM and 5,000 Shared Branches
  • Digital Banking
  • Bill Pay
  • eStatements
  • Free notary services for UCU documents
  • View up to 6 months of cleared checks with digital banking

Additional Benefits

 

NCUA Insured

 

*For additional details, see our Business Accounts Fee Schedule and Business Membership Agreement

 

What you’ll need to open a UCU Business Checking Account

1

Fill out the Business Account Application, along with the required documents below

2

Drop off your application at a UCU Advisory Center

 To contact a Business Advisor for further assistance, click here.

List of required documents

 

Type of Business

Required Information

Corporation

  • Beneficial Ownership Statement
  • Documentation from IRS showing Employer Identification
  • Number (EIN)/Tax Identification number (TIN)
  • Valid identification for all signers
  • Articles of Incorporation (Bylaws/Resolution)

Limited Liability Company (LLC)

  • Beneficial Ownership Statement
  • Documentation from IRS showing Employer Identification Number (EIN)/Tax Identification number (TIN)
  • Valid identification for all signers
  • Articles of Organization (LLC-1)/Operating Agreement

Limited Liability Partnership (LLP) and
Limited Partnership (LP) and General Partnerships

  • Documentation from IRS showing Employer Identification Number (EIN)/Tax Identification number (TIN)
  • Valid identification for all signers
  • Partnership agreement

Sole Proprietorship

  • Social Security Number (SSN)/Employer Identification Number (EIN)/Tax Identification Number (TIN)
  • Valid identification for all signers
  • Assumed Business name/Trade registration

If you are interested in opening a school-based club or organization account, please visit this page.

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