Our mortgages offer flexible options to find the perfect home for you.

Purchasing your dream home comes down to finding the right financing. Or, maybe you have the right dream home and you just want to refinance it. That's where we come in. Our mortgage experts will help you choose the home loan option that fits your budget and your lifestyle goals.

Save up to 2% or $5,000

on closing costs*

Here's the Key

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Adjustable-Rate Mortgages

Save money upfront with a lower interest rate.

  • Lower initial rate provides flexibility now if you anticipate income growth in the future
  • Available in a variety of loan term options
  • Good option if you plan to move or refinance within the next few years
Fixed-Rate Mortgages

Get consistent payments to fit your budget.

  • Fixed monthly payments for easy budgeting
  • Available in a variety of loan term options
  • Good option if you plan to stay in your home for the long term
High-Balance or Jumbo Loans

It's the go-to option when you go bigger.

  • No limits to what you can finance
  • Available in a variety of loan term options
  • Fixed and adjustable rates available
FHA, VA and USDA Loans

Affordable programs to open the door to homeownership.

  • Low to no down payment options
  • Borrowers need to meet special qualifications
  • Available in a variety of loan term options

Member Testimonial

"As a recent college graduate, I was very nervous about purchasing my first car. Luckily UCU made it a  very simple, efficient and easy-going process that left me with all my questions answered."

- Joel O. 

Higher education requires a lot of dedication.

You handle the classes, and we’ll help with financing.

Start Now

Higher education requires a lot of dedication.

You handle the classes, and we’ll help with financing.

Start Now

Questions?

We have an abundance of answers and we’re always happy to dispense them freely.

Contact Us