Your UCU account is federally insured and protected.
University Credit Union share deposits are federally insured through the National Credit Union Administration (NCUA) in the National Credit Union Share Insurance Fund (NCUSIF). The fund is backed with the full faith and credit of the United States Government. Share accounts in federally insured credit unions are insured up to $250,000, IRAs are insured separately to $250,000.
UCU is a state-chartered credit union, which means deposits are covered by National Credit Union Share Insurance Fund (NCUSIF) protection. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. Watch the video below for more info on how the NCUA protects you.
Single account? Joint account? Revocable Trust or Retirement account? It's all insured, up to $250,000 by the NCUA and the full faith and credit of the United States government. Learn more in this video below.
Money Market Accounts
Retirement Accounts (IRAs)
Options are available for additional share insurance coverage depending on the account type. Contact us with any questions.
Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor. Watch this guide video and use the NCUA's estimator tool to determine your coverage.
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