UCU Online Banking UCU Mobile Banking


Digital Banking

Our mobile app and online banking platforms make it easier and more convenient to monitor your account on the go and give you the tools you need to plan ahead. 


  • A personalized dashboard that gives you an organized overview of all your accounts and loans
  • Customizable, real-time alerts that you control
  • Schedule travel notices, set customized alerts, lock or unlock your cards, and more with Card Manager
  • Deposit checks, using Mobile Check Deposit on the UCU mobile app
  • Pay all your bills conveniently in one place with Bill Pay
  • Apply for a new loan or deposit account
  • View your statements electronically when you enroll in eStatements
  • Use the Credit Journey tool to view your credit score daily, analyze your score, set goals to improve your score, and more
  • Set savings goals, analyze your spending, perform a financial health checkup, and more with our financial wellness tools
  • Transfer money between your accounts or to other UCU members
  • Send money to family, friends, or anyone else with our peer-to-peer (P2P) payment tool
  • Easily update your personal information, including email, phone number, and address
  • Send domestic wire requests
  • Find the nearest CO-OP ATM or shared branch location

Apple Store

Google Play

UCU Mobile Wallets


Mobile Wallets

Enjoy all the benefits of your UCU credit cards by using Apple Pay®, Google Pay, and Samsung Wallet. Now you can pay in a convenient and secure way on the go!

Apple Pay


Google Pay


Samsung Wallet


Royce Virtual Assistant



Our virtual assistant, Royce, can help you on ucu.org or over the phone! Here are a few things Royce can help you with.​


  • Checking your balances
  • How to open an account
  • How to register for online banking
  • Product questions
  • University Investment Services information
  • Finding your nearest branch or ATM
  • Hours of operation
  • Sending money
  • Viewing your statements
  • Filling out a loan application
  • Balance inquiries over the phone
  • Text capabilities to forward requested information directly to your phone

Member Testimonial

"Great and a very easy experience getting a loan!"

- Barbara M.