You could earn up to 5.00% APY* on your University Checking account and get our Best Rates in the Nation Guarantee1 for the banking you already do!


University Credit Union is a full-service, one-easy-stop financial institution offering many types of accounts and services.

This is just the beginning of what we have to offer



A University Checking Account is loaded with benefits



ATM reimbursements

Automatic ATM fee reimbursements up to $25 monthly.2


Potential to earn up to 5.00% APY

The potential to earn up to 5.00% APY in dividends when you have your loans with UCU.


0.25% APR3 rate discount

Loan rate discounts of 0.25% with auto pay on personal and auto loans.


We've eliminated overdraft fees

If you overdraft your account, UCU no longer charges an overdraft fee to cover the purchase.4

It's one thing to offer a lot of great services and financial tools. It's another to make it easy for people to use them. Download our mobile banking app or sign up for online banking for 24/7 access to University Credit Union's accounts.

Member Testimonial

"After my car was totaled a week ago I was extremely surprised to find I could get a new car for almost the same price. Now I have a new car almost 1 week after losing my old car and I couldn't be happier!"

- Shayla Y.