You could earn up to 5.00% APY* on your University Checking account and get our Best Rates in the Nation Guarantee1 for the banking you already do!


University Credit Union is a full-service, one-easy-stop financial institution offering many types of accounts and services.

This is just the beginning of what we have to offer



A University Checking Account is loaded with benefits



ATM reimbursements

Automatic ATM fee reimbursements up to $25 monthly.2


Potential to earn up to 5.00% APY

The potential to earn up to 5.00% APY in dividends when you have your loans with UCU.


0.25% APR3 rate discount

Loan rate discounts of 0.25% with auto pay on personal and auto loans.


Get paid up to two days early4 

Enroll in Direct Deposit and you’ll get access to your paycheck funds as soon as we receive them.

It's one thing to offer a lot of great services and financial tools. It's another to make it easy for people to use them. Download our mobile banking app or sign up for digital banking for 24/7 access to University Credit Union's accounts.

Member Testimonial

"I've been with this credit union for over ten years. Great service, great people. I got my kids to join. I highly recommend it."

- Hampton C.

Member Testimonial

"After my car was totaled a week ago I was extremely surprised to find I could get a new car for almost the same price. Now I have a new car almost 1 week after losing my old car and I couldn't be happier!"

- Shayla Y.