Refinance your student loan
Benefits of refinancing your student loan
Take control of your student loan repayment by refinancing and consolidating your private and federal student loans into a single, manageable loan. When you refinance your loans, you'll make one convenient payment a month and potentially lower your rate.*
- Competitive interest rates
- Reduce your rate by 0.25% APR1 by enrolling in automatic payments during repayment
- Flexible repayment terms to fit your needs
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
*Subject to credit qualification and additional criteria, including graduating from an approved school.
IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancelation benefits that can significantly reduce the cost of repaying your loans.
1APR = Annual Percentage Rate. Rate with Automatic Payment from a University Checking Account may be discounted by 0.25% as long as the rate does not fall below the floor rate. Credit Cards, HELOCs, and mortgages are excluded.