Take control of your student loan repayment by refinancing and consolidating your private and federal student loans into a single, manageable loan. When you refinance your loans, you’ll make one convenient payment a month and potentially lower your rate.*


Benefits of refinancing your student loans


  • Competitive interest rates
  • Flexible repayment terms to fit your needs
  • Reduce your rate by 0.25% APR1 by enrolling in automatic payments during repayment



Now through March 31, 2023, you can earn $2502 just for refinancing your student loan with UCU!

The time to refinance has never been better! Plus, you'll get the flexibility to defer your monthly payments for 90 days when you're approved.3 Simply fill out our easy online application and once your loan is approved, we’ll deposit $250 into your account.