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Student loans for a better education

Navigating the cost of education can be challenging, but our student loans are here to help. With competitive rates and flexible repayment plans, we make it easier for you to concentrate on your academic success. 

University Credit Union can bridge your education funding gaps, ensuring you have the financial support to excel in your studies. We offer undergraduate and graduate loan options to support you and help you succeed, making it easy to apply for a student loan that best fits your needs.  

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Let us help you reach your goals

Benefits of a student loan with UCU

Dream bigger, achieve more, and finance your education to reach your goals. University Credit Union can help you fund the education you need to succeed.

  • Available for undergraduate and graduate students 
  • Competitive fixed and variable interest rates 
  • Secure funding even if you're unsure of your college choice or exact needs 
  • Reduce your rate by 0.25% APR* by enrolling in automatic payments during repayment 
  • Multiple repayment and in-school deferment options 
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Undergraduate and graduate student loans

Aim towards a brighter future

Aim towards a brighter future

Our flexible undergraduate student loans help secure your undergraduate career funding. 
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Undergraduate student loans

Attain your loftiest goals through education

Attain your loftiest goals through education

Our innovative graduate student loans are designed to help you responsibly fill funding gaps.
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Graduate student loans

Lower monthly student loan payments

Lower monthly student loan payments

The variable rate option, allows for a longer repayment period and lower monthly payments!
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Variable rate student line of credit

Pay your loan off faster

Pay your loan off faster

Interest rate and monthly payments remain the same throughout the loan. Pay off your loan in no time.
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Fixed rate student loans

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    Guides & information

    Financial tools  

    Guide to financial aid

    College is expensive and the costs are increasing every year. How to cover those costs is likely one of the biggest decisions you’ve made to date.

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    Rates

    Guide to refinance

    Refinancing your student loans could help you pay your loans off sooner or save on your monthly payment. We know that everyone’s student loan situation is unique, and figuring out where to start can be tough.

    Learn More More about Guide to refinance
    Account services 

    Private v. Federal PLUS loans

    If you’ve exhausted scholarships, grants, and Federal Direct Loans to cover college cost and are still left with funding gaps, you might be considering Federal Direct PLUS or private student loans.

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    Frequently asked questions

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    Related services

    Learning center

    Our financial resources center includes plenty of easy-to-use, interactive, and dynamic learning tools to help you better manage your own money. Start learning today.
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    Financial wellness

    Use our helpful financial resource guides to discover how to pay for college, determine your house-hunting budget, or calculate how much you'll need to save for retirement.
    Learn More about Financial wellness
    *APR = Annual Percentage Rate. Rate with Automatic Payment from a University Checking Account may be discounted by 0.25% if the rate does not fall below the floor rate. Credit Cards, HELOCs, and mortgages are excluded.

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