Before you make a big financial decision, run the numbers.
We have a calculator for nearly every type of personal finance situation you'll encounter, from saving more money to planning for retirement to getting a loan that fits you perfectly. We're happy to provide the products you need, and we're ecstatic to show you how to use them to your greatest advantage.
Need a little more breathing room? Use this calculator to analyze your fixed and flexible expenses. Then you'll see areas where you can save more money each month.
Get an idea of how much you should save to cover 3, 6 or 12 months of unemployment or other emergency circumstances.
Your financial portfolio isn't complete until you have the proper amount of life insurance to provide for your loved ones.
See how far your college savings may go, and get an estimate of how much additional money you may need to save to pay for college.
You may be able to reduce your student loan burden by refinancing your student loans with a UCU loan at a lower rate.
Plug in your numbers and get an idea of how refinancing your mortgage could help you save money monthly or over the term of your home loan.
It's in your best interests to pay down debt quicker. Choose from two methods with one goal - save money.
When you have extra money in your budget, see how your rate of return could compare to the cost of your debt while taking taxes into account.
Estimate how much money you may earn from your investments over time, based on the amount of money you invest and the expected rate of return.
Estimate how your lifestyle choices in retirement, compared to your current lifestyle, may affect your expenses.
Consider the tax advantages of these two options to find the retirement savings option that works best for you.
If you've built up a healthy amount of retirement savings in a Traditional IRA, it may make sense to convert to a Roth account.
Borrowing from your savings may provide solutions in the near term but could negatively impact investment growth and cost you in loan fees.
Before you tap into your retirement savings, see what the impact could be by using this calculator.
This helpful budget planner can give you a sense of the amount of money you need a different points throughout your retirement.
Would you benefit more from rollover or a cash-out? Choose the option that delivers the most for your money.
Depending on the type of retirement account you have, you'll be required to withdraw a certain amount of funds at a specific age.
See how your bottom line could be affected when you take out funds, and estimate how long your savings may last.
Take control of your finances so you can analyze your monthly expenses and find opportunities to save more.
"UCU saved me almost $2,000 plus!"
- Michael P.
Take your first step now.
We have an abundance of answers and we’re always happy to dispense them freely.
Welcome to UCU's new bold and innovative website designed to enthusiastically help you become more knowledgeable so you can make the most of your money. You’ll find a lot of helpful features, thanks to a fresh design that makes our site easy to navigate. Look at what’s in store!
Review your accounts. Conduct some transactions. It’s a simple process, starting with the easy-to-find login area at the top of each page. You'll also see some offers selected with you in mind.
Menus and buttons are positioned to help you get to where you want to go with minimal clicks. If you’re really in a rush, the new Quick Links menu offers the pages used most often.
Get exactly what you need, without distractions. Find resources, information and offers tailored to you and how you use your money. Whether it’s through a specific product or a within a University Community, we help make a difference in your life.
A well-rounded education must include personal finances. Our digital library of financial literacy materials, counseling resources and additional guidance help you along each stage of life. We are your trusted financial advocates.
Try our self-serve education modules you can access anytime on your schedule. Read answers to frequently asked questions. Use our financial calculators to research options. These resources, and more, are featured prominently in our Learn section.
We could show you more, but why don’t you see it all for yourself? You’ll love how easily you can use our site to find the solutions and information you need to manage your money and connect with a larger community. UCU is here to give you a financial edge.