We're different by design.
The difference between credit unions and banks? It's like the difference between a mega-corporation and a neighborhood nonprofit. One always has its eye on the bottom line, while the other focuses on people rather than profits. While banks and credit unions offer similar products and services, a bank's mission is to enrich its shareholders. In contrast, a credit union is a not-for-profit institution owned jointly by you, our member-owners. All earnings are funneled back into our financial cooperative and with your participation and relationship we provide members unparalleled benefits that include the Top 1% best rates on loans and deposits in the nation as well as lower and fewer fees.
Ready to see a positive difference with your finances? Start with our online membership application. If you want to talk more about how UCU can assist you, please contact us.
"After my car was totaled a week ago I was extremely surprised to find I could get a new car for almost the same price. Now I have a new car almost 1 week after losing my old car and I couldn't be happier!"
- Shayla Y.
Welcome to UCU's new bold and innovative website designed to enthusiastically help you become more knowledgeable so you can make the most of your money. You’ll find a lot of helpful features, thanks to a fresh design that makes our site easy to navigate. Look at what’s in store!
Review your accounts. Conduct some transactions. It’s a simple process, starting with the easy-to-find login area at the top of each page. You'll also see some offers selected with you in mind.
Menus and buttons are positioned to help you get to where you want to go with minimal clicks. If you’re really in a rush, the new Quick Links menu offers the pages used most often.
Get exactly what you need, without distractions. Find resources, information and offers tailored to you and how you use your money. Whether it’s through a specific product or a within a University Community, we help make a difference in your life.
A well-rounded education must include personal finances. Our digital library of financial literacy materials, counseling resources and additional guidance help you along each stage of life. We are your trusted financial advocates.
Try our self-serve education modules you can access anytime on your schedule. Read answers to frequently asked questions. Use our financial calculators to research options. These resources, and more, are featured prominently in our Learn section.
We could show you more, but why don’t you see it all for yourself? You’ll love how easily you can use our site to find the solutions and information you need to manage your money and connect with a larger community. UCU is here to give you a financial edge.