Get the 411 with our mortgage 101.


If you're at this stage of the process, things are getting pretty exciting! We have a team of registered mortgage originators who are here to help, whether you want to buy a home or refinance a mortgage.

How do you prefer to be contacted?:
Please select your preferred method of contact

Are you a current UCU member?:
Please select yes if you are a UCU member

What mortgage type are you interested in? (Please check all that apply.):
Please select all that apply regarding which mortgage type you are interested in


If you have any questions, please call us at 855.699.5962, Monday – Friday: 5 a.m. – 5 p.m.


The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS).

Each employee of a credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the requirements of the SAFE Act.

Below are the registered mortgage loan originators of University Credit Union, NMLS #409731.

  • Johanes Angkadjaja – NMLS ID #1411033
  • Estela Nagahashi – NMLS ID #1699957
  • Michelle Pacheco – NMLS ID #662822
  • Sheree Reid – NMLS ID #485777
  • Madeline Rivera – NMLS ID #525467
  • Sheri Sicka – NMLS ID #809498 
  • David L. Tuyo II – NMLS ID #1152000
  • Franklin Young – NMLS ID #424413

One of the objectives of the SAFE Act is to provide consumers with easily accessible information at no charge regarding mortgage loan originators. You may access information at


Member Testimonial

"UCU has helped me finance all the cars I have owned throughout my life. They treat me like family."

- Glenn A.