Credit Cards

Credit Card perks to enhance your life.

Maybe you want a credit card that offers great rewards. Maybe you want one that helps to build or repair your credit. All our cards are guaranteed to give you the best value compared to all federally insured financial institutions in the nation.

Members with one UCU account saved an average of $67 annually.

Members with six accounts saved an average of $1,137 annually.

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Cash Back Credit Card

Enjoy the card that pays you back for every purchase.

Top 1% Best Rates in the Nation Guarantee*
Unlimited cash back on all your purchases
No annual fee

University Credit Card

Nothing's better than saving money on interest charges. And this card is a total master at that craft.

Top 1% Best Rates in the Nation Guarantee*
Competitive variable annual percentage rate (APR)
Easy minimum payments

University Rewards Credit Card

Make shopping more fun. Transform everyday purchases into travel adventures or merchandise.

Top 1% Best Rates in the Nation Guarantee*
Earn 1 point for all your purchases
Choose from a wide variety of rewards

University Share Secured Credit Card

Life has its ups and downs. But this card is designed to help your credit rating go nowhere but up.

Top 1% Best Rates in the Nation Guarantee*
Minimum $500 credit limit
Low, fixed annual percentage rate

Member Testimonial

"As a recent college graduate, I was very nervous about purchasing my first car. Luckily UCU made it a very simple, efficient and easy-going process that left me with all my questions answered."

- Joel O.