Make your Holidays Glow with a Relationship Holiday Loan!

 

Do you need extra cash to help make your holidays glow? It’s not too late to apply for UCU’s Holiday Loan and get up to $1,500 in extra cash with a low rate of 9.99%* APR.

UCU can help you with your holiday finances. Just apply for a relationship Holiday Loan for anything you want including:

  • Credit Card Bills
  • Unexpected expenses
  • Debt consolidation
  • Travel
  • Home improvements

Contact a UCU Financial Services Specialist at (800) UCU-4510, x1 or stop by a branch for fast, friendly personal service.

ApplyNow

Don’t forget to think about opening a Holiday Savings Account to help you save for expenses next year. Click here for more information.

ACT NOW before it’s too late! This offer ends February 15, 2017.

*Annual Percentage Rate quoted effective 11/15/2016. Monthly payment on $1,500 for a 12-month term at 9.99% APR =$131.85. Offer ends 2/15/2017. Loans available only to members residing in California. Other restrictions apply. Loans issued subject to credit review. Contact us for promotion details.

Don’t let your Holiday Bills… put you in the dark!

Do you need extra cash to help make your holidays glow? It’s not too late to get for UCU’s Holiday Loan.

UCU can help you with your holiday finances. Just call or stop by a branch and let them know you want the Holiday Loan for anything including:

holiday_loan_web_post

  • Credit Card Bills
  • Unexpected expenses
  • Debt consolidation
  • Travel
  • Home improvements

ACT NOW before it’s too late! This offer ends February 15, 2017.

 

Contact a UCU Financial Services Specialist at (800) UCU-4510, x1 or stop by a branch for fast, friendly personal service.

Don’t forget to think about opening a Holiday Savings Account to help you save for expenses next year. Click here for more information.

LMU Alumni Preferred Auto Lender

lion_alumni_free_license_plate

Exclusive auto financing offers available for LMU alumni through University Credit Union. For every
car financed, University Credit Union will make a donation back to the LMU Alumni Association.

Refinance Your Current Auto Loan with rates
as low as 1.99% APR*

Refinance

•    Lower your monthly payment
•    Get approved in minutes
•    Make no payments for 90 days
•    Prefer to respond by phone?
Call (800) UCU-4510

Low Rate Financing on New/Used Autos with rates as low as 1.99% APR*

Purchase

•    Great rates and terms
•    Get approved in minutes
•    Start shopping at the dealer

Apply Today!
www.UCU.org/LMUAlumniPAL
or call (800) UCU-4510 ext. 1

APR=Annual Percentage rate.  Loan payment example: $12.99 per month per $1,000 borrowed at 2.49% APR for 84 months. Special offer floor rate is 1.74% APR for up to 60 months and is based on creditworthiness.  Additional restrictions apply for finance terms over 60 months.  Any vehicle with 100k+ miles, add 1% to rate indicated above. Any auto loan approved for less than $5,000.00, add 2% to the rate. Motorcycles, add 2% to the rate indicated above. This offer does not apply for loans currently financed with UCU.  Verification of current rate is required for refinancing.  Membership required.  Subject to credit approval and certain restrictions may apply.  Offer and rates subject to change without notice.

FREE gold license plate for UCLA Alumni!

 

University Credit Union is officially the Preferred Auto Lender for UCLA’s Alumni Association! What does that mean for UCLA Alumni? For each vehicle purchased or refinanced, University Credit Union will make a donation to the UCLA Alumni Association and YOU will receive a gold license plate once your loan is closed.5980_1_car_license_plate

REFINANCE
Refinance Your Current Auto Loan with rates as low as 1.99% APR*. You can lower your monthly payments and take a payment vacation for 90 days.

PURCHASE
Low Rate Financing on New and Used Autos with rates as low as 1.99% APR*. Get pre-approved and save on your vehicle loan.

Apply today at www.ucu.org/UCLALUMNIPAL/

*APR = Annual Percentage Rate. Loan payment example: $13.21 per month per $1,000 borrowed at 2.99% APR for 84 months. Actual rate is determined by a combination of credit, income, and loan to value (LTV). Rate includes .50% discount for automatic payment. If automatic payment is not used .50% will be added to the loan rate. ** Payment can be deferred for 90 days, however, interest will accrue from date of contract. Membership required. California residents only. Loans subject to credit worthiness and certain restrictions apply. UCU loans are not eligible. No other promotional discounts apply. Rates subject to change and promotion can end at any time.


FREE gold license plate for UCLA Alumni!

University Credit Union is officially the Preferred Auto Lender for UCLA’s Alumni Association!

What does that mean for UCLA Alumni? For each vehicle purchased or refinanced, University Credit Union makes a donation back to the UCLA Alumni Association and you receive a gold license plate once your loan is closed.

Refinance Your Current Auto Loan with rates as low as 1.99% APR*.
You can lower your monthly payments with UCU’s great low rates.
Click here or Call (800) UCU-4510

Low Rate Financing on New and Used Autos with rates as low as 1.99% APR*.
Get pre-approved and save on your vehicle loan.
Click here or Call (800) UCU-4510

*APR = Annual Percentage Rate. Loan payment example: $13.21 per month per $1,000 borrowed at 2.99% APR for 84 months. Actual rate is determined by a combination of credit, income, and loan to value (LTV). Rate includes .50% discount for automatic payment. If automatic payment is not used .50% will be added to the loan rate. ** Payment can be deferred for 90 days, however, interest will accrue from date of contract. Membership and eligibility required. California residents only. Loans subject to credit approval and certain restrictions apply. Call (800) UCU-4510 for details. Vehicles must meet collateral and LTV requirements. Existing UCU loans are not eligible. No other promotional discounts apply. Rates subject to change and promotion can end at any time. Financing may be available for motorcycles, recreational vehicles, high mileage vehicles, and vehicles older than 2009. Prospective Members: A $5 membership deposit is required to open a share account. A share account is required if approved for a loan.

U Save $ with UCU’s Auto Loan Refinance!

Better rate, lower payment, PLUS up to $2002 in your pocket.
Auto Loan as low as 1.99% APR1.

Refinance your car loan from another lender to UCU and carget:

  1. Up to $2002 Cash Back
    Refinance a loan balance and we’ll give you up to $2002.
  2. No Payments for 90 Days3
    Refinance your car loan from another lender and get
    no payments for 90 days3.

•    Choice of monthly, bi-weekly, or weekly payments.

•    Low rates – even if you don’t have perfect credit.

•    24/7 Easy Application with fast, local decisions.

ApplyNow

1Annual percentage rate. Payment ex: $12.99/mo per $1,000 borrowed at 2.49% APR for 84 months.
2Auto loan rebate will be 1% of the loan balance up to $200 and will be deposited into your primary share account.
3Payment can be deferred for 90 days, however, interest will accrue from date of contract.
Existing UCU loans are not eligible.Bonuses received will get a 1099-INT for tax purposes. Federally insured by NCUA.


Seeking Volunteer Candidates

Volunteer_Candidate_Board_Of_Directors_Silver_add_for_web

Apply for the Board of Directors & Supervisory Committee

The Nominating Committee is now accepting applications for nomination for three (3) positions on the Board of Directors for three-year terms; and one (1) position on the Supervisory Committee for a three-year term, all commencing March 2016. Members in good standing are eligible to apply.

To apply by mail, email or telephone:
University Credit Union c/o Chair, Nominating Committee,
1500 S. Sepulveda Blvd., Los Angeles, CA 90025-3312.
Email: NominatingChair@UCU.org
Call: (800) UCU-4510, Ext. 92209.

All completed applications must be submitted to UCU by December 31, 2016.

NO CLOSING COST Home Equity Loans!**

Unlock the value in your home for the things that matter most like home remodeling, family vacations, wedding expenses, college educations, and more!

Act now and get a Home Equity Loan with Absolutely NO Closing Costs. Take advantage our rates as low as 2.99% APR* and save with no closing costs.**

  • No Closing Costs – Save between $600 – $1,300†
  • Rates as low as 2.99% APR*
  • Borrow up to 90% of your combined loan to value
  • Low fixed rates and quick access to funds
  • No prepayment penalties
  • Interest may be tax deductible (consult with your tax adviser)

Apply online now or call our friendly, helpful real estate department at (800) UCU-4510 or 424-320-4700 ext. 2304, e-mail us at real_estate@ucu.org or stop by our main branch.

 

*APR = Annual Percentage Rate. Closed-end home equity loans with rates as low as 2.99% APR for seven years. 15 and 25 year terms available. Minimum loan amount is $20,000. Total funds are disbursed at one time. Actual rate is determined by a combination of loan amount, term, creditworthiness and CLTV (Combined loan-to-value) factors. Loans subject to credit review. Rates subject to change without notice. Call for today’s rates. Other restrictions may apply. **No closing cost savings averages between $600 and $1,300. No other promotional discounts apply. Promotion ends 12/31/16 and must be funded by 1/31/17. †Savings based on closing costs of UCU Home Equity loans funded during the last 12 months.

Earn 3.00% APY* on Kids Saver Certificate

It’s never too early to start saving.    BABYml

Parents and grandparents  teach your children and grandkids the value of savings and investment by opening up a Kids Saver Certificate for them at UCU.  Plus, the kids can add their allowance or birthday money throughout the term of the certificate to really watch their money grow!

The UCU Kids Saver Certificate is available to our younger members under age 18. They can open it with as little as $50, and continue to add more throughout the life of the certificate, up to $2,000. It’s a great way to start saving at a young age!

Get started today!
To open the Kids Saver Certificate visit any UCU Branch or call (800) UCU-4510.

*APY = Annual Percetage Yield. For primary members under 18. Only one kid certificate per member. This certificate will convert to a regular certificate after member turns 18 years of age. Maximum deposits allowed is $2,000.