Home Equity Line of Credit – 1.99%* APR for 1 year

Lve your Home

Unlock the value in your home for the things that matter most like home remodeling, family vacations, wedding expenses, college educations, and more! Act now and get a Home Equity Line of Credit and take advantage of our introductory rate of 1.99%*APR for the first year.

• Borrow up to 90% of your combined loan-to-value

• No points or annual fees

• Minimum loan amount is $20,000

• Quick, convenient, online access Federally insured by NCUA

 

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*APR= Annual Percentage Rate. Introductory Rate good for 1 year from date of closing. Rate will change based on the index which is the Prime Rate as regularly published in the “Money Rates Table” of the Wall Street Journal. Payment ex.: $100,000 at 1.99% APR has a payment of $163.50 interest-only for 1 year. Interest-only payments apply to Home Equity Lines of Credit with a maximum 90% combined loan-to-value and during draw period only. Minimum Credit Limit $20,000. The current index for this quarter as of 6/13/18 is 5.00%. Rate is subject to change quarterly. Maximum rate is 17.99%. Floor rate is 4.00% Minimum payment during the draw period is the greater of $100 or equal the finance charges (interest) that accrued on the outstanding balance during the preceding billing period. All loans listed are available on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses). Some restrictions may apply. Rates are subject to change without notice. Loans issued subject to credit review. UCU is federally insured by NCUA