NO CLOSING COST Home Equity Loans!**

Unlock the value in your home for the things that matter most like home remodeling, family vacations, wedding expenses, college educations, and more!

Act now and get a Home Equity Loan with Absolutely NO Closing Costs. Take advantage our rates as low as 2.99% APR* and save with no closing costs.**

  • No Closing Costs – Save between $600 – $1,300†
  • Rates as low as 2.99% APR*
  • Borrow up to 90% of your combined loan to value
  • Low fixed rates and quick access to funds
  • No prepayment penalties
  • Interest may be tax deductible (consult with your tax adviser)

Apply online now or call our friendly, helpful real estate department at (800) UCU-4510 or 424-320-4700 ext. 2304, e-mail us at or stop by our main branch.


*APR = Annual Percentage Rate. Closed-end home equity loans with rates as low as 2.99% APR for seven years. 15 and 25 year terms available. Minimum loan amount is $20,000. Total funds are disbursed at one time. Actual rate is determined by a combination of loan amount, term, creditworthiness and CLTV (Combined loan-to-value) factors. Loans subject to credit review. Rates subject to change without notice. Call for today’s rates. Other restrictions may apply. **No closing cost savings averages between $600 and $1,300. No other promotional discounts apply. Promotion ends 12/31/16 and must be funded by 1/31/17. †Savings based on closing costs of UCU Home Equity loans funded during the last 12 months.