Cash Back Credit Card

Unlimited cash back earning potential

Up to 3% cash back

For the first 6 months, earn 3% cash back and 1.5% after that.

Unlimited cash back

There are no restrictions on how much you can earn from your purchases.

No annual fee

No annual fees or foreign transaction fees.

Accepted worldwide

Use your card at any retailer that accepts Mastercard^® no matter where your travels may take you.

Cash Back Credit Card Rates

CARD TYPE	RATE TYPE	APR¹ AS LOW AS	ANNUAL FEE	BEST FOR
Cash Back Credit Card	Variable	17.99%	$0	Individuals who want to earn unlimited cash back on purchases they already make.

CARD TYPE	RATE TYPE	APR* AS LOW AS
Cash Back Credit Card	Variable	12.47%

ANNUAL FEE	BEST FOR
$0	Individuals who want to earn cash back on purchases they already make.

Get Started

We make redeeming your cash rewards easy

With a UCU Cash Back Credit Card, your rewards are automatically deposited into your primary checking account each month and ready for you to use. It’s that simple, no forms to fill out or extra steps for you to take.

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Unlimited Rewards for travel and merchandise.

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Unlimited earning potential for everything life has in store.

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Share Secured Card

Get started building or rebuilding your credit history today.

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Official Partner Cards

Earn rewards points and show your university pride.

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I appreciate their patience with me, listening to my needs and instantly resolving my concerns and answering my questions. I appreciate a human person with sentiment to offer personal professional attention a loyal relationship deserves especially when it comes to our finances. Thank you all for being there for me. I value our relationship and your commitment to your clients.

★★★★★
-- Nia T.