If you don't have much of a credit history, the University Shared Secured Credit Card can get you started. If your credit score has dipped due to unfortunate circumstances, you can help rebuild it by making use of the card's exceptional buying power and making steady payments.

University Share Secured Credit Card benefits include



Competitive fixed annual percentage rate (APR)


No annual or foreign transaction fees*


Your credit score will get back on track as you make on-time payments


Earn up to 5.00% APY1

Having both a University Share Secured Credit Card and a University Checking Account helps you earn up to 5.00% APY for the banking you already do!


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I had an AMAZING experience with UCU. Start to finish they made my loan so easy, I was able to get a great interest rate and the process was super fast and convenient!



- Rebecca B.

Member Testimonial

"UCU has helped me finance all the cars I have owned throughout my life. They treat me like family."

- Glenn A.