Financial Tools

Financial tools

Before you make a big financial decision, run the numbers. Whether you're saving for a rainy day, planning for retirement, or looking for a loan that fits you perfectly, we have the tools for nearly every type of personal finance situation you'll encounter. We're happy to provide the products and services you need.

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UCU saved me almost $2,000 plus!

– Michael P.

Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

Relevant resources

Calculators

The more you know, the better prepared you are to make great choices for yourself and your family.

Learning center

Gain a wealth of knowledge on subjects such as 529 plans, college financing, mortgages, and estate planning.

Forms

From membership and loan applications to direct deposit and stop payments, our forms are conveniently available online.

Powerful and easy to use tools

Auto loans

Explore different ways to buy a vehicle and the steps you can take to apply for a auto loan.

Creating a budget

Learn strategies, tips, and tools to stick to your budget and achieve your financial goals.

Building emergency savings

Learn how to set aside money for emergency expenses so that you are prepared for the unexpected.

Shopping for insurance

Learn what to consider and how to avoid bad deals when shopping for insurance.

Saving for college

Discover different ways to save and pay for college.

Mortgage refinance

Get an idea of how refinancing your mortgage could help you save money monthly or over the term of your home loan.

Debt Management

Climbing out of debt takes having a plan. Learn how to use your budget to pay off your debt.

Healthy financial habits

Learn more about how you can develop the healthy financial habits needed for financial well-being.

Sustainable investing

Explore how to use sustainable investing to support the causes that are important to you while building a financial portfolio.

Maximizing retirement savings

Estimate how your lifestyle choices in retirement, compared to your current lifestyle, may affect your expenses.

Planning for retirement expenses

Explore retirement savings options to help you set aside money for your future financial security.

Wealth transfer

Learn more about the ways wealth can be transferred.

Family budgeting

Learn more about how you can create budgeting solutions for you and your family.

Find a location near you

You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches