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A more rewarding
way to shop.
Directly within the digital banking platform, you can purchase a gift card in any amount and use it to make your everyday purchases. You'll receive cash back, up to 20% of the gift card's value!
For example, if you choose a $100 gift card that has a 10% cash back value, upon purchase you'll instantly receive $10 in your UCU CashBack+ wallet. Use these funds for other gift card purchases or transfer them into your UCU checking or savings account. There is no limit to how much cash back you can receive.

We’re excited to introduce CashBack+ Pay
A brand-new app that makes your UCU membership even more rewarding.
Now when you shop (in-store or online), you can pay with your UCU checking/saving(s) account and instantly earn up to 20% cashback at checkout. Skip the card altogether and simply buy a digital gift card for the exact amount in your cart using the CashBack+ Pay iOS app. Your code is delivered in seconds, ready to use on the spot.
With CashBack+ Pay, you can:
Earn instant cashback on every purchase
Pay with the exact amount in real-time
Skip unused balances and physical cards
4 easy steps to get cash back.
Frequently asked questions
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- Can I get a physical gift card? Click on Can I get a physical gift card? UCU CashBack+ offers only digital gift cards for instant use. However, you can print your digital gift card. Use the provided gift card code and PIN for online redemption, or present the barcode on your mobile device or a printed copy at checkout.
- Can I get a physical gift card? Click on Can I get a physical gift card?
Relevant resources
Calculators
Learning center
Forms
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.