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Shared Branches & ATMs

With more than 5,600 Shared Branches in all 50 states and nearly 30,000 ATMs means you have more direct, surcharge-free* access to your money than most traditional banks. 
 
Access your University Credit Union accounts and withdraw money. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, and Dunkin Donuts. All you need is a University Credit Union debit card and a Personal Identification Number (PIN).
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Tap, snap, and deposit a check from your smartphone.

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It's easy to find an ATM

It's easy to find an ATM

Free UCU ATMs
You can withdraw cash, make deposits, transfer funds between accounts or make account inquiries 24/7 at any of our UCU ATMs at no charge.

 

CO-OP surcharge-free ATMs
Avoid surcharge fees and transactions fees when you use a CO-OP Network ATM to get cash, review balances, and transfer funds. Visit any of the nearly 30,000 CO-OP Network ATMs, including 5,500 at 7-Eleven store locations.

 

Safe and timely deposits
here are over 9,000 UCU and CO-OP ATMs that will also accept your UCU account deposits.1 You'll even receive a receipt of your deposit just like you would at a UCU branch.

 

Worldwide access
Use your UCU ATM/Debit Card to make cash withdrawals at over 100,000 ATMs bearing the Cirrus®, Star®, Instant Teller® or Interlink® logo. A surcharge may apply at some ATMs.

Frequently asked questions